یہ وہ دعا ہے جو والدین نے سب سے پہلے سکھائی تھی۔ والدہ محترمہ جب بھی کھانا دیتی تھیں تو پہلے یہی پوچھتی تھیں کہ دعا پڑھ لی؟ والد محترم تو جلی حروف میں یہ دعا پڑھتے اور کھانا شروع کرتے ۔ یہ ہے پرانے وقتوں میں سکھانے کا انداز ۔ دعا کا تو ذکر آ گیا ورنہ ہر گھر میں بڑی بوڑھیاں تربیت کے یہی گر اختیار کرتی تھیں اور اس کے نتائج بھی شاندار رہتے تھے۔ انتساب والدین کے نام کرنے کا مقصد یہ ہے کہ خدا کی حمد و ثنا اور خاتم النبیین ؐ، رحمت اللعالمیؐن پر درود و سلام کے بعد اپنے اپنے والدین کو یاد کیجیے۔ اگر وہ حیات ہیں تو ان کی درازی عمر کے لیے دعا کیجیے اور اگر اس دنیا سے رخصت ہو چکے ہیں تو ان کے لیے دعا کیجیے کہ اے رب ہمارے والدین کی قبروں کو جنت کے باغوں میں سے ایک باغ بنا دے اور ان کے لیے جنت کی راہیں آسان بنا دے۔ آمین ثم آمین۔
فکر اقبال متعدد صفات سے متصف ہے۔ اقبال نے اپنے افکار کی پرورش کے لیے اردو اور فارسی شاعری کا ذریعہ اختیار کیا ۔ دونوں جگہ اقبال کی شاعری کا نکتہ توحید، رسالت اور امت مسلمہ کی بیداری رہا۔ اس کے لیے اقبال کبھی خودی کا راستہ سجھاتے دکھائی دیتے ہیں تو کہیں شاہین و عقاب کہہ کر نو جوانوں کا لہو گرماتے ہیں۔ کبھی جذبہ حریت بیدارکرتے دکھائی دیتے ہیں تو کبھی غیرت کو بڑی چیز قرار دے کر حوصلہ بلند کرتے دکھائی دیتے ہیں۔ میر کارواں کو دل نوازی کا درس دیا تا کہ عوام نہ تو حرم سے بدگماں ہو اور نہ ہی کارواں سے ٹوٹنے کا خیال اس کے دل میں جگہ پاسکے۔ رخت سفر کے لیے میر کارواں کو درس دیا کہ وہ...
Islam is the perfect religion from every aspect and for every time which provides guidelines for all situations of human life. Islamic political system is one of these aspects which is based on the principles of Holy Quran and sayings of the prophet Muhammad (PBUH), and it supports such a civil structure which follows the directives and requirements mentioned in the afore said two main sources. In Islamic political system, the supreme authority is Almighty Allah and human being utilizes this right as His vicegerent. The present global political system and the strategy of Muslims invite the attention of the thinkers around the globe for effective international interaction between Islamic world and others. This shows that serious deliberations are direly needed to compete with the current challenges. In the present paper, the contemporary situation of global political system will be discussed in order to determine the development of western political system, suggest means to compete with the challenges of this age and to facilitate in devising a suitable strategy for it
The objectives of this study are to assess the state of stability of the Banking systems of Pakistan and India and then to estimate how good, bad and worst economic conditions would in uence its state of stability. Our design of study is a mix of the techniques used by independent analysts andnancial system regulators. The model used in stress testing and scenario analysis are employed but in simpli ed form. Pakistan and India have not experiencednancial crisis due to some shock/contagion,therefore stress events and its impact on macroeconomic indicators are not included in the design. Determinants of asset quality of commercial banks are determined and its in uence on Nonperforming Loans (NPL) ratio explored empirically. A bank is termed unstable if its estimated Nonperforming Loans/advance ratio surpasses its equity/advance ratio during a year in a scenario. Scenarios of good, bad and worst economic conditions are developed for stress testing on the basis of extreme values of macroeconomic variables during sample period. Stability of whole banking system during a year in a scenario condition is evaluated on the basis of assets controlled by banks estimated unstable. First we take stock of banking system of Pakistan. During 1998-2001, in normal, bad and worst economic conditions, banks assessed signi cantly unstable are in control of maximum 35%, 50% and 62% assets respectively of the whole banking system. During 2002 and onward banks assessed signi cantly unstable are in control of maximum 6% assets of the whole banking system in normal, bad and even worst economic conditions. Thus it can be concluded that Pakistani banking system is stable since 2002 and can withstand bad and even worst economic conditions. As far as Indian banking system is concerned, Citibank (foreign bank) is the only bank appraised stable after 2006 and also adjudged able to withstand even the worst economic conditions. Almost all public sector banks reviewed are assessed unstable during 1999-2005. They exhibited signs of recovery during 2006- 2011 but adjudged markedly unstable during 2012-14. During 2014, twelve (out of total thirteen) public sector banks are evaluated signi cantly unstable in bad economic conditions. The three private sector banks i.e. Axis, HDFC and ICICI are evaluated to have performed satisfactorily specially during the last four years of the period under review. The instability of the Indian banking system in 2014 is more noteworthy when six banks possessing 30% assets of the banking system are appraised unstable by signi cant margin. The number of banks adjudged signi - cantly unstable is (maximum) two during 1999-2013 but abruptly increases to six in 2014. Results of the stress testing of the banking system of India under various scenarios denote that Indian banking system lacks the potential to withstand any macroeconomic shocks. In any signi cant adverse macroeconomic conditions, the system is expected to collapse.