Teknis Pendirian Perbankan Syariah di Indonesia

Syariah banking as an important component of banking law in Indonesia is currently experiencing rapid growth. The existence of Shariah banking is expected to help solve various problems in Indonesia, especially poverty. In the midst of its development, Shariah banking has not been able to handle the market share where the majority of the market share comes from people from the middle class. In addition, the education and socialization of Shariah banking is insufficient, so there is a diversity of public perceptions regarding Shariah banking. Pros and cons occur in society regarding the establishment of Sharia banks, where the benefits of Sharia banking are enormous, both in the economic world and in the future. This research uses literature review. Review using a qualitative approach. Primary data sources in this research were obtained from observations or research observations on problems that occur with Sharia banking management. Meanwhile, secondary data was obtained from good literature and books, journals and other sources related to current materials.

Leadership Behavior of Secondary and Higher Secondary Institutions Principals-A Critical Indicator of Educational Climate.

The study investigated the instructional leadership behaviors of secondary school principals, as perceived by teachers and principals, and the potential relationship between these behaviors and school climate. The method adopted for the present investigation can be described as being normative statistical in nature. Use of informative statistics has also been made to arrive at results based on empirical data. For the purpose of this study, a quantitative survey was used to gather the data and thus answer the research questions. The purpose of the survey research was to generalize from a sample of teacher and principal perceptions regarding principal instructional leadership behavior so that inferences could be made regarding the possible relationship between reported principal behaviors and student achievement. Initially, 19 secondary schools agreed to participate in the study. This cohort included 11 schools that were working in public and 8 that were working as private institute. However, the survey was voluntary for both principals and teachers, resulting in only eight public sector schools and seven private schools choosing to participate. Principal Instructional Management Scale (PIMRS) and School Organizational Climate Descriptive Questionnaire (SOCDQ) were two major instruments which used in the study. A total of 15 principals and 176 teachers responded to the survey. In order to address the two null hypotheses and associated research questions associated with this study, several ANOVA outputs were analyzed. Both null hypotheses were rejected because there were statistically significant differences found in perceptions between public and private sector cohorts, and within cohorts between principals and teachers. The analysis reveals that even-though, overall trends of the profiles are similar yet marked differences have been found on the different dimensions of organizational climate. This indicates that within the given organizational climate, there may be various levels and variations. This establishes the hypothesis that schools differ in their organizational climate even within the specified climate. In other words, every institution has its own organizational climate which gives it a distinct personality.