خالی پنجرہ
میں تے دیس ماہی دے جانا
جا کے اوہدا درشن پانا
سوہنے سائیں سنہڑے گھلے
رستے سپاں شینہاں ملے
کوئی نہ سنگی، اسیں ہکلے
کیتا وعدہ توڑ نبھانا
دلبر سوہنا جدوں بلاوے
میری کوئی پیش نہ جاوے
ماں میری پئی وید بلاوے
پنجرہ چھڈ، پنچھی اُڈ جانا
ماں میری مینوں سمجھاوے
چڑھیں نہ بچہ عشق کچاوے
تھل مارو ایہہ عشق رلاوے
وچ جنگلاں تے بیاباناں
جیہڑا سچا عشق کماوے
کسے گھاٹی نہ اوہ گھبراوے
کالی کمبل ہیٹھ چھپاوے
اوہنوں دلبر بری کرانا
سانوں یار دی یاد ستایا
ہجر ماہی نے مار مکایا
جے نہ دلبر مکھ وکھایا
قادریؔ سکدیاں ہی مر جانا
This research explores the dynamic interaction between social media and the Islamic Republic of Pakistan, revealing a complex culture war unfolding in the digital landscape. The study examines how social media platforms have become arenas of competition, where traditional Islamic values collide with the global influence of digital communication. By examining the ways in which social media have shaped and reflected Pakistani cultural identity, the research examines the tension between modernity and conservatism, as well as challenges to established social norms. Additionally, it analyzes the role of social media in promoting communication, political discourse, and diverse voices in the context of Pakistan's cultural landscape. By shedding light on this culture war, this research contributes to understanding the complex relationship between social media and the Islamic Republic of Pakistan.
Keywords: Social media, Islamic Republic of Pakistan, Clash of Civilizations, digital communication, Islamic Culture.
Banks plays vital role in capitalist economy. During the period of financial turmoil, it has been viewed that
banks lost a huge capital due to non-recovery of loans from customers. Since there are two type of banks
working in Pakistan therefore this thesis analyse which banks performance was better during the financial
crunch. The objective of this thesis is to determine the factor affecting the profitability of Islamic and
Conventional banks in Pakistan during the period 2008 — 2012.
Data was collected through financial books of seventeen conventional and five Islamic banks. Two dependent
variables i.e. Return on Asset and Return on Equity were used to determine the profitability of Islamic and
conventional banks in Pakistan. Whereas Liquidity, Credit Risk, Capitalization, Efficiency, Bank Size, Economic
Performance, Inflation and a dummy variable were used as Independent variables. Panel Data analysis is used
to find out the result of secondary data. Initially the analysis was conducted on whole industry, which then
applied on Islamic and Conventional banks separately.
The results shows mixed trend for whole industry as well as separately. Liquidity is insignificant in the industry
whereas the same result was obtained in separate analysis of Islamic and Conventional banks. Credit risk is
significant and negatively correlated for whole industry as well as for separate banking segment i.e. Islamic and
Conventional. Capitalization is significant in industry with ROE but showing a direct relationship. Same result
is shown in Islamic and Conventional Banking Industry. However, it is also significant with ROA in Conventional
banks showing an inverse relation. Efficiency is positively correlated and significant with ROA and ROE in
industry and Islamic banks, whereas it is insignificant with ROE in conventional banks. Bank size shows same
result for all analysis i.e. positive correlation and significance.
The results of inflation and GDP are significant for conventional banks but having an inverse relation. Whereas
GDP showing insignificant results in Islamic banks. While inflation is, significant but positively correlated with
ROA. The results depicts that certain factor plays different role while determining the profitability of banks
during certain conditions and type of banks. A same factor may be beneficial for conventional banks in certain
time period whereas the same may be impacting negatively due to change of circumstances.