A Comparative Research Between Conventional and Islamic Bank System of Pakistan: Liquidity Risk Management

The function of the bank is differentiated into budgetary middle people, facilitator and supporters. Hence, the banks keep themselves as confided body to their trade and business partners. Assets hazard could emerge and to be seen out of such diverse tasks since they are entirely on stake in terms of accessibility. When assets are set out by the non-members supplementary actions are necessary to be taken by the Islamic banks in order to balance assets and liquidity with sharia standards. The purpose of this exploration is to find the liquidity risk associated to the dissolvability of finance based foundation in order to evaluate assets risk management via parallel evaluation between Islamic and other Pakistani banks. This paper inspects the significance of the magnitude of the bank, networking capital margin on equity, finical sufficiency plus return on Resources and Assets (RoA), along assets stake organization in conventional plus Islamic banks of the Pakistan. The investigation relays on auxiliary knowledge that is over the period of four years. For instance, during 2017-2018, the investigation explored positive, hence, less significant relationship of magnitude of the firm plus networking cash surge to net assets along with liquidity vulnerability in similar models. Moreover, financial competence share in other banks plus margin of assets in Islamic banks is found encouraging and prominent at ten percent 10% gradation equivalent.

The Effects of Rapid Growth of Universities on Human Resource Development in Pakistan

At the time of inception Pakistan had a very weak infrastructure of higher education but successive Governments did not do much to establish and strengthen tertiary education. Good policies with lack of political will and financial commitments proved unrealistic. Privatization in the early 70s followed by a mushroom growth of private institutions on a commercial basis and lack of commitment and absence of quality standards in public universities proved to be evils beyond UGC's control. Hence a large number of institutions admitting even larger number of students turned out to be a nightmare in terms of quality of human resource being produced by many institutions because they lacked human, financial and infrastructure resources required for the job. Taking stock of the situation the present Government established the Higher Education Commission with the primary task to enable universities and degree awarding institutions to develop effective human resource (faculty development) to create a synergy effect by imparting quality education to the able youth. To supplement and complement this, adequate financial resources for infrastructure are being provided and quality standards and procedures are being set in place. The researcher is of the view that the present interventions are a welcome effort and are likely to convert the ill effects of the recent mushroom growth of institutions of higher learning into positive ones in terms of producing effective human resource. However it is recommended that this effort should not be made in isolation and should be made as a national effort synchronizing school, college and university education into a solid blend so that quality and quantity complement and support each other.