آج کا طالب علم کل کا رہنما
نحمدہ ونصلی علی رسولہ الکریم امّا بعد فاعوذ بااللہ من الشیطن الرجیم
بسم اللہ الرحمن الرحیم
معزز سامعین اور میرے ہم مکتب شاہینو!
آج مجھے جس موضوع پر لب کشائی کرنی ہے وہ ہے:’’آج کا طالب علم کل کا رہنما ‘‘
صدرِذی وقار!
اس کائنات رنگ و بو میں جو کچھ نظر آ رہا ہے، اس میں کسی نہ کسی کاریگر کی ضرور کاریگری ہے۔ پہاڑوں کو کاٹ کر سرنگیں نکالنا ،آبی اور فضائی راستوں کا تعین کرنا، زمین کی پیمائش کرنا،فصلوں کو کاشت کرنا پھر ان کو برداشت کرنا یہ سب کچھ ایک انسان کے ہاتھوں سرانجام پاتا ہے۔
صد رِمحترم!
یہ انسان یا تو کسی کا استاد ہوتا ہے اور یا پھر کسی کے سامنے زانوے تلمذ طے کیے ہوتا ہے۔ زندگی کے تمام شعبوں میں جو نمایاں ترقی نظر آرہی ہے یہ کسی نہ کسی شخصیت کی مرہونِ منت ہے اور وہ شخصیت یا تو معلمین کے اہم پیشے سے وابستہ ہوگی اور یا پھر کسی ماہرکی مہارت کا شاخسانہ ہوگی اور یہ عروج ان افراد ہی کی وجہ سے ہے اور یہ لوگ بنیادی طور پر طالب علم ہوتے ہیں۔
جناب صدر!
فرمانِ رسالت مآبؐ ہے کہ’’ گود سے گورتک علم حاصل کرو‘‘ یعنی تحصیل علم کے لیے کوئی عمر کی حد کاتعین نہیں کیا گیا ہے بلکہ فرما دیا گیا ہے کہ اگر کامیابی و کامرانی کے زینے طے کرنا چاہتے ہو تو ہمہ وقت حصولِ علم کی خاطر مستعد رہو، چلتے پھرتے، اٹھتے بیٹھتے، ہمیشہ یہ جدوجہد کرتے رہو کہ تمہارے علم میں اضافہ ہو۔
معزز سامعین!
آج اگر طالب علم اپنے علم کی بنیاد صحیح خطوط پر رکھے گا تو کل معاشرے کی ترقی میں اہم کردار ادا کرے گا معاشرے کا اہم رکن ثابت ہو گا۔ علمِ...
Hazrat Abdul Rehman (may Allah be pleased with him) belonged to Arab tribe of Quraish and was a close relative of Mohammad (peace be upon him). At the time of conquest of Makkah He (may Allah be pleased with him) entered the circle of Islam. He (may Allah be pleased with him) is counted among the companions of Muhammad (may Allah be pleased with him) who came to sub-continent specially Balochistan in order to preach for Islam and Jihad during the Khilafat of orthodox caliphs. He (may Allah be pleased with him) came to Balochistan twice for Jihad and conquests first during the Khilafat of Hazrat Usman (may Allah be pleased with him) and second time in the early era of Hazrat Muawia (may Allah be pleased with him). He (may Allah be pleased with him) played a vital role in the wars of Balochistan. He (may Allah be pleased with him) established Zehri his abode and capital after conquering Kalat, Khuazdar (Sajistan), Kachi, Gandhava, and Chaghi, and from here he expanded the series of his conquests till Kabul and Qandar. Besides this, he included many areas of sub-continent in the Islamic empire of conquered areas. His (may Allah be pleased with him) life is consists of great chapters of sincerity in deeds. Wisdom and valor, determination fearlessness, strife, hospitality, simplicity and patience. He (may Allah be pleased with him) is counted among the great generals of Islam had the honour to have carried the message of Holy faith in every corner of Balochistan in tough and unfavorable conditions and planted the flag of Islam in Balochistan forever.
Islam differentiates between lending (qarḍ ḥasan) and investing (on profit and loss sharing basis), former with capital guaranteed but with zero interest, and latter based on sharing in profit and loss. Since its inception 40 years ago in the world and in Pakistan (in 1980s), extensive efforts have been made to bring the Islamic banking in total conformity with the principles of Sharīʿah. The theoretical models, on which the contemporary Islamic Banking evolved, mainly contained Muḍārabah & Mushārakah (i.e. based on participatory systems), Murābaḥah & Ijārah (i.e. debt based) and Salam and Istiṣnāʿ (i.e. deferred payment sale or manufacturing contracts). In practice, however, Islamic banking substantially drifted towards debt-based financings (e.g. Murābaḥah and Ijārah etc) on asset side. Although, these debt based modes are not against Sharīʿah, per se, however in result, these modes lead to the forms of financing similar to conventional banking system. While adopting Murābaḥah & Ijārah and other debt based financing, it was claimed by the scholars involved in the framing of the Islamic banking modes that these debt based modes are not ideal and are being adopted as necessity during the infancy, immaturity and fragility stage of the Islamic Banking sector. Gradually the system would be shifted to the ideal modes i.e. Muḍārabah and Mushārakah in due course of time. Unfortunately, the shift has been very slow and diminutive because despite passage of decades, the volume of these two ideal modes is very less. The Islamic Banking sector in Pakistan continues to thrive on the modes, which are less based on Muḍārabah and Mushārakah. In this study, endeavours have been made in general to explore the legal impediments and, in particular, those, which are preventing transition of the Islamic banking, sector of Pakistan towards the two ideal modes. While absence of self-regulating comprehensive and facilitative legal framework is the main impediment, the lack of government and regulator’s ‘will’ to advance towards Islamisation of banking system as a whole in true sense and helplessness of judiciary to legally determine the Ribā despite passage of over 40 years since incorporation about its elimination in the Constitution, 1973, are, inter alia, contributory factors giving rise to the legal impediments. The account-holders, Islamic bankers and those who avail the Islamic Financing facilities also confront such legal impediments, which impede honesty and evasion of tax payments. A self-regulating facilitative legal framework coupled with ‘strong will’ by the government and the central bank is essentially required for the transfer to the ideal modes of Islamic Banking Sector. The stakeholders in the Islamic banking sector must be ready to accept the ideal modes of Islamic banking, i.e. Muḍārabah and Mushārakah. The Resident Sharīʿah Advisers and Sharīʿah Boards’ members should lay emphasis on the management of the respective Islamic banking Institutions to formulate and introduce their products based on ideal modes. Pakistan’s judiciary, particularly, the apex court and Federal Shariat Court should endeavour to settle, once for all, the question of Ribā that is already pending re-adjudication before the FSC and appeals have also been filed before the SCP for intervention in the issue to find an early solution.