آہ مولانا عبدالسلام ندوی
تو نظیریؔ نہ فلک آمد وبودی جو مسیح
باز پس رفتی وکس قدر تو نشنافت دریغ
حضرت الاستاذ رحمۃ اﷲ علیہ کا غم ابھی بھولا نہ تھا، مولانا سید مناظر احسن گیلانیؒ کی یاد ابھی بالکل تازہ تھی کہ ایک اور قدیم اور اہم علمی یادگار مٹ گئی اور مولانا عبدالسلام صاحب ندوی نے ۳ اور ۴ اکتوبر کی درمیانی شب کو دفعتہ انتقال کیا، دارالمصنفین کی پرانی بزم علمی کی یہی ایک شمع رہ گئی تھی جس سے اس دور کی یاد قائم تھی، افسوس کہ وہ ابھی گل ہوگئی، مرحوم مولانا شبلی کے شاگرد رشید دارالمصنفین کے پرانے رکن رکین اور اس کے علمی کاموں میں حضرت الاستاذ کے دست راست تھے، ایک زمانہ میں دونوں کا نام ساتھ ساتھ لیا جاتا تھا، وہ دارالمصنفین کے قیام کے ساتھ ہی اس سے وابستہ ہوگئے تھے اور مر کر اس سے جدا ہوئے۔
وہ فطری مصنف و اہل قلم اور ادیب و انشا پرداز تھے، ان کی اس استعداد کا اعتراف مولانا شبلیؒ کو ان کی طالب علمی کے زمانہ سے تھا، اور انھوں نے ان کے ایک کامیاب مصنف بننے کی پیشین گوئی کی تھی، یہ پیشین گوئی پوری ہوئی اور ہندوستان کے نامور مصنفین میں ان کا شمار ہوا، ان کی تصانیف نے دوسروں کو مصنف اور ادیب و انشا پرداز بنادیا اور ملک کا علمی مذاق بنانے میں ان کا بھی حصہ ہے، ان کی قوت اخذ بڑی تیز تھی، سرسری مطالعہ سے کتابوں کا جوہر کھینچ لیتے تھے قلم برداشتہ لکھتے تھے اور اس پر نظرثانی اور حک و اصلاح کی ضرورت بہت کم پیش آتی تھی، ان کا مسودہ اولیٰ ہی مبیضہ ہوتا تھا، قلم کی یہ پختگی کم مصنفین کو نصیب ہوتی ہے، علامہ شبلی کی زندگی ہی میں، الندوہ کے سب اڈیٹر اور اس کے...
The study designed the impact of an interest rate change on the profitability of the banking sector in India. In this work comparative analysis of various profitability performance ratios like ROA, ROE, ROCE, Net Profit Margin Ratio, EPS, etc… and also find out the impact of interest rate on banks profitability with the help of correlation and regression analysis of selected nine nationalized banks in India. The data is collected through various annual reports of selected respective banks from 2011-12 to 2019-20. For the analysis, the data researchers have used various statistical tools like Mean, Ratio, Correlation Analysis, and Regression Analysis. This study concluded that out of all selected ratios, ROA, ROCE, Net Profit Margin Ratio, Net Interest Income/Total assets, Net Interest Margin Ratio and Capital adequacy Ratio indicated that null hypothesis is rejected which means there is a significant difference between these ratios of selected nationalized banks during the study period and also found that Bank Rate has significantly impacted on Net Profit Margin Ratio in all selected nationalized banks in India.
In this study, Gum Arabic (GA) microgels were successfully synthesized via reverse micellization method with a high yield (78±5.0%) in 5-100 μm size range using divinyl sulfone (DVS) as a crosslinker. The as synthesized GA microgels show 22.8±3.5% biodegradability property at stomach condition (pH 1) in 20 days, whereas no degradation was observed at pH 7.4 and pH 9 conditions at 37 oC. By using diethylenetriamine (DETA) and taurine (TA) as chemical modifying agents, GA microgels were chemically modified as GA-DETA and GA-TA microgels. Remarkably, GA-DETA and GA-TA microgels show zeta potential values of 5.23±4.07 and -24.85±1.33 mV in comparison to GA microgels which give -27.31±4.20 mV overall surface charge. Moreover, blood compatibility of GA, GA-TA, and GA-DETA microgels was tested via in vitro protein adsorption, % hemolysis ratio and blood clotting index. Interestingly, GA based microgels were hemocompatible with % hemolysis ratio between 0.23 and 2.05; and the GA microgels were found highly compatible with a blood clotting index of 81±40. The biocompatibility of GA, GA-DETA and GA-TA microgels against L929 fibroblast cells also indicate 84.4%, 89.1% and 67.0% cell viability respectively at 25.0 μg/mL concentration; suggesting a great deal of potential in vivo biomedical applications up to this concentration. In addition, 5 and 10 mg/mL minimum inhibition concentration (MIC) of protonated GA-DETA microgels (GA-DETA-HCl) was determined against E. coli and S. aureus respectively. The bare and GA-TA microgels present good loading capability of 160 and 57 mg.g-1 for phenylephrine (PHP) whereas, in case of Trimethoprim(TMP), GA-DETA and GA-TA microgels show a relatively higher loading capacity of 80 and 52 mg.g-1 respectively. Contrarily, 39.27 ±1.20, 18.40 ±3.130 and 3.10 ±1.140 mg.g-1 release of PHP was observed in case of GA, GA-TA and GA-DETA microgels respectively to the BPS medium in 8 Hrs. Likewise, GA and GA-TA microgels exhibits upto 4.5 ±3.32 and 9.80 ±4.10 mg.g-1 release respectively and an unexpectedly low release amount of 3.3 ±1.94 mg.g-1 from GA-DETA microgels was monitored in case of TMP. Besides, Zeta potential measurements in this study suggest that GA-DETA microgels denote a positively charged surface in DI water. Due to this fact, GA-DETA microgels were used as micro reactor in removal study of some negatively charged pollutants such as; chromate(Cr(III)), dichromate(Cr(VI)), arsenate(As(V)), methyl orange(MO), eosin Y(EY) and Congo red(CR) from aqueous media. Thus, 0.05 g feed of GA-DETA microgels show upto 69.80, 99.30 %, 40.0 %, 91.0%, 84.10 % and 73.0 % removal capability for As(V), Cr(VI), Cr(III), MO, EY and CR respectively in 2 Hrs. mixing time. Moreover, kinetic models such as; the Langmuir, the Fruendlich and modified Fruendlich isotherms were applied to the obtained adsorption data and it was concluded that modified Fruendlich model exhibits relatively practical fit for almost all pollutants giving R2 value nearer to unity. Moreover, maximum adsorption capacity (Qm) was determined for all the six pollutants with the numerical values of 217, 256, 271, 143, 130 and 116 mg.g-1 for As (V) Cr(III), Cr(VI), MO, EY and CR respectively. Further, it was observed that the modified Fruendlich isotherm give inclusively best fit for all pollutants showing R2 values of 0.9962, 0.9926, 0.9972, 0.9988, 0.9988 and 0.980 in case of adsorption As(V), Cr(VI), Cr(III), MO, EY and CR respectively.