Comparison of Economic Activities: Time Deposits, Investments, Income and Needs

This article aims to discuss the comparison of economic activities including time deposits, investment, income and needs. The advantage of a bank by raising reserves through stores is that the cash put away can take longer, considering that stores have a moderately long period of time and the recurrence of withdrawals is additionally uncommon. Hence the bank can unreservedly utilize the credit of these stores. Income in common is regularly related to the sum of cash an individual gets as a result of something done, done, or contributed. The pay is at that point utilized or went through to meet different needs in life for a certain period of time. It is vital to have Financial Management by giving need scale by prioritizing all things that are vital since the more noteworthy a person's pay more often than not the more he needs. The survey results within the AES business group show a significant comparison of the amount of income derived from investment and sales that generate income, while time deposits are rarely performed as a principal economic activity in generating income.

Exploring the Differences in Chemistry Achievements of Secondary School Students Across School System and Gender in Quetta, Pakistan

This study aimed to explore academic achievements of secondary school students in Chemistry across schools systems and gender. A newly developed and validated instrument - Chemistry Achievement Test (CAT)-was used for collection of the data. CAT comprised 35 items (25 multiple response questions and 10 constructed response questions). CAT encompassed four content domains of Chemistry; fundamental chemistry, physical state and particulate structure of matter, periodic table and periodicity of elements, and acids, bases & solutions, extracted from National curriculum for secondary classes. Furthermore, items were categorized on three cognitive domains; knowledge, application, and reasoning. CAT was administered to 374 grade 10 students who were randomly selected from public (n=6) and private (n=6) schools of Quetta, Pakistan. A total of 190 (50.8%) boys and 184 (49.2%) girls participated in the research study.Results demonstrated that the students scored only 30% of the total score exhibiting a weak conceptual understanding in the selected concepts of chemistry. Comparison across school systems favored private school students (p<0.01). Of the four content domains students from private schools have performed significantly better than students from public schools in physical state and particulate structure of matter (p<0.001). Of the three cognitive domains students from private schools performed significantly better than students from public schools in reasoning (p<0.01).Furthermore, gender comparison depicted that girls outperformed their boys counterparts (p<0.001). Of the four content domains girls performed significantly better (p<0.001 for all three) than boys in three content domains except periodic table and periodicity of elements. Of the three cognitive domains the girls performed significantly better than the boys (p<0.001 for all three).Using CAT students' conceptual understanding can be explored as well as their corresponding teachers which might lead to enable researchers to find out the impact of teachers' conceptual understanding in students achievement in Chemistry.The study also generates opportunities for further research in the area of students’ learning outcomes in secondary schools.