89. Al-Fajr/The Dawn
I/We begin by the Blessed Name of Allah
The Immensely Merciful to all, The Infinitely Compassionate to everyone.
89:01
a. By the dawn.
89:02
a. And the ten sacred nights.
89:03
a. And the even - the pair - and the odd - alternative forms, the single - of all creation.
89:04
a. And the night as it moves on to give way to the morning.
89:05
a. Is there not sufficient proofs in this for a person of understanding to believe?
89:06
a. Have you not learned from history how did your Rabb - The Lord deal with the People of
‘Ad -
89:07
a. - of Iram,
b. known for their thriving construction industry and great columns?
89:08
a. The like of whom were never created in the lands in terms of their power of assault and strength?
89:09
a. And the People of Thamud - who carved out the rocks in the valley to make dwellings,
89:10
a. and Pharaoh, who exercised full power and might?
89:11
a. They all transgressed beyond bounds in their land,
734 Surah 89 * Al-Fajr
89:12
a. and promoted great social disorder, chaos and anarchy there.
89:13
a. Thus your Rabb - The Lord unleashed different kinds of punishments over them.
89:14
a. Truly your Rabb - The Lord lies in wait!
89:15
a. And as for the human being, whenever his Rabb - The Lord would test him by conferring on him...
The world today is now in the era of Information Technology. The development of ICT-based processes specifically in the area of assessment in school is now visible. Project LISTEN (Literacy Innovation that Speech Technology ENables) is an inter-disciplinary research project at Carnegie Mellon University to develop a novel tool to improve literacy – an automated Reading Tutor that displays stories on a computer screen, and listens to children read aloud. This study does not provide right or wrong answers for they let the user evaluate the answer. The main objective of this study is to develop an Alternative Math Assessment Tool for Preschoolers using Speech Recognition. These software aims to assist teachers in the review of Math lessons for preschooler using speech recognition. The development of the system utilizes the System Development Cycle approach that includes data gathering to identify system’s expected functionalities, designing the system using Use-Case Diagram, integration of JSAPI for Voice Recognition, using Synthesizer software for reading the questions out loud, a graphical display of teacher representation and a graphical display for every questions in the review. Along in the development of this assessment tool is the implementation of the system. The system was developed using Java Programming language. It also uses MySql database to store data for preschooler, review questions and text answers. In the conduct of the review digital microphone and a speaker is needed. The developed system is capable of creating questions for a particular review, activating a review for the preschooler to take, and record the preschooler’s scores at every end of the review. The system also includes graphical display of questions. In the conduct of the review, the system was able to read out loud the questions, and a 5-second time span for the pupil to answer the review questions. The system will listen and the feedback from the study will display the correctly uttered answer. User testing results indicates an 83% correct response of system against the correct uttered answer of the preschooler.
The statistics reveal that internet technology in the banking sector has introduced the internet banking (IB) product/service in Pakistan during year 2001 but the majority of the banking customers are the non-users of IB. This highlights the research need for identifying and validating the factors responsible for IB adoption in Pakistan. The technology acceptance model (TAM) has detained the most attention in determining the acceptance behavior of Information technology (IT). Despite the TAM validity and maturity in various contexts, there are few studies which have strived to extend the TAM capability to identify the individuals’ acceptance behaviour about the online/IB technology. Therefore, the present study has proposed and integrated external factors, namely perceived security, trust, website design, and product knowledge in TAM which reflects the banking customers concerns in the acceptance of IB in Pakistan. The questionnaire was adopted from the existing literature and modified for the data collection from the representative sample of 1,050 banking customers (non-users of IB) of Islamabad and Rawalpindi, Pakistan through convenience sampling. After preliminary data analysis, the sample size reduced to 886 with the final response rate of 84.38%. Primary data analysis was conducted through Statistical Package of Social Sciences (SPSS) whereas Structural Equation Modelling (SEM) through Analysis of a Moment Structures (AMOS) was employed to explore the inter-correlations of the proposed constructs. The study empirical results indicated that all hypothesized relationships of perceived security, trust, website design, and product knowledge with perceived ease of use and usefulness are true and significant in the extended form of the TAM. Theoretically, the present research has confirmed the applicability of the TAM in investigating IB adoption in Pakistan. The findings of the study emphasized banks'' decision makers to formulate strategies that may boost the adoption of internet banking in Pakistan. Security strategic and proactive approach may address the security concern and improves the customers'' trust. Moreover, redesigning of the internet banking product/service is required according to Pakistani social context and customer requirements for addressing the website concern. Effective advertisement and customer relationship management may enhance the product knowledge of the banking customers.