Theoretical Study of Indian Banking System

Banks play a significant part in India's financial system and contribute to economic growth. The banking industry is the foundation of every contemporary economy. It is one of the most significant foundations of the financial industry and plays a crucial role in economic performance. It is crucial for the growth of the nation's economy that financial demands be met; industry and agriculture demonstrate the greatest degree of dedication and accountability. Therefore, the growth of the nation is intimately tied to the growth of banks. Banks should not be seen as money changers in the contemporary economy, but as development leaders. In several economic sectors, they serve a crucial role in aggregating deposits and debt payments. The financial system reflects the country's economic life. Economic vitality is contingent upon the stability and efficacy of the financial system, which in turn is contingent upon a solid and sustainable banking system. A solid banking system that integrates deposits into productive sectors and a melting bank system allow the bank to fulfill its duties to investors. After India's independence, banks play a significant part in the country's social and economic growth. India is dominated by the banking industry, which accounts for more than half of the financial sector's assets. The Indian banking sector has seen a remarkable transformation due to the reforms of the financial industry, which are implemented in phases. In this context, the researcher has conducted an overview analysis of the Indian Banking System, resulting in the current paper.

WORK RELATED ANXIETY, DEPRESSION AND STRESS LEVELS IN CABIN CREW OF PRIVATE AIRLINES OF PAKISTAN

This study aims to investigate the levels of work-related depression, anxiety, and stress among cabin crew members of private airlines in Pakistan. The objective is to examine the association between various risk factors such as working hours, working experience, marital status, and income with depression, anxiety, and stress. The study tests both null and alternative hypotheses to explore the presence or absence of associations between these factors. The study utilized the Depression, Anxiety, and Stress Scale (DASS) to assess the mental health outcomes of cabin crew members. The findings indicate that a significant percentage of respondents experience varying degrees of depression, anxiety, and stress. Comparisons with existing literature support the notion of higher rates of mental health problems among cabin crew members. The study also investigated the relationship between age, educational background, marital duration, parental status, family system, employment status, income, and working hours with mental health outcomes. The results revealed that younger crew members, those with higher education, shorter marital duration, parents, individuals in joint family systems, lower-ranking employees, and lower-income individuals tend to experience higher levels of depression, anxiety, and stress. Analysis further confirmed that higher income levels were associated with lower levels of anxiety and stress. Additionally, longer working hours were positively associated with higher levels of depression, anxiety, and stress, particularly among newly recruited cabin crew members. These findings contribute to the understanding of the mental health challenges faced by cabin crew members and emphasize the need for supportive interventions within the industry. The results highlight the importance of addressing risk factors and implementing measures to improve the well-being of cabin crew members. By recognizing and addressing these mental health issues, airlines can create a healthier and more supportive work environment for their employees.