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Impact of E-Banking on Customers Satisfaction in Islamabad, Pakistan

Thesis Info

Author

Tahir Mahmood

Supervisor

Humaira Kousar

Department

Department of Computer Science

Program

BCS

Institute

COMSATS University Islamabad

Institute Type

Public

City

Islamabad

Province

Islamabad

Country

Pakistan

Thesis Completing Year

2014

Thesis Completion Status

Completed

Subject

Computer Science

Language

English

Added

2021-02-17 19:49:13

Modified

2023-01-06 19:20:37

ARI ID

1676719946382

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مولانا شیر علی

حافظ ہدایت حسین ؍ علامہ راشد الخیری ؍ مولانا شیر علی
میری علالت کے زمانہ میں ملک و ملت کی کئی نامور ہستیوں نے اس دنیائے فانی کو الوداع کہا حافظ ہدایت حسین صاحب مرحوم اس صوبہ کے مسلمانوں کی بڑی دولت تھے، اس دولت کا چھن جانا ہماری سب سے بڑی محرومی ہے، دلی کے پایہ تخت کی بھی ایک یادگار مٹ گئی، یہ مولانا راشد الخیری کی ذات تھی، جس نے اپنی ساری عمر مسلمان عورتوں کی علمی و ادبی و تعلیمی خدمت گزاری میں بسر کردی، دکن کے خزانہ کا بھی ایک قیمتی ہیرا گم ہوگیا، یعنی مولانا شیر علی صاحب سابق مدرس اعلیٰ دارالعلوم ندوہ و سابق استاد کلام جامعہ عثمانیہ نے وفات پائی، مرنے والے مرگئے، مگر ان کے کارنامے دنیا میں یادگار رہ گئے۔
از صدائے سخن عشق ندیدم خوشت

?یادگارے کہ دریں گنبد دوار بماند
)(سید سلیمان ندوی، اپریل ۱۹۳۶ء)

The Effectiveness of Salt Business Empowering Program (Pugar) on Salt Farmers’ Income Improvement in Kedungmutih Village of Demak Regency

Indonesian national low productivity of salt which is unequal between the need level and salt consumption eventually results in salt import made mainly to meet the industrial needs. The government through the Ministry of Marine Affairs and Fisheries has released a Public Salt Business Empowering Program (known as PUGAR/Pemberdayaan Usaha Garam Rakyat). PUGAR is an empowering program focusing on the improvement of job opportunities and welfare for salt farmers/managers to achieve the self-sufficiency of salt for consumptions and industries. This research aims at examining the influence of salt business empowering program on the salt farmers’ income improvement in Kedungmalang village of Jepara Regency; the implementation level of salt business empowering program in Kedungmutih Village of Demak Regency when compared to that in Kedungmalang Village of Jepara Regency; and the influence of salt business empowering program on the salt farmers’ income improvement in Kedungmutih village of Demak regency. The research was conducted using a descriptive method with a case study approach. The program implementation was quantitatively analyzed. Furthermore, the effectiveness of PUGAR on income was analyzed using T-test. The test result showed that there were income differences in Kedungmutih and Kedungmalang Village before and after the implementation of PUGAR. This finding showed that PUGAR was proven as an effective program to improve the salt farmers’ welfare through income improvement.

Impact of Tillage Practices and Sowing Methods on Productivity of Wheat- Mungbean Cropping System

A series of field experiments were conducted at the research farm of The University of Agriculture Peshawar, Khyber Pakhtunkhwa, Pakistan during 2009-10 and 2010-2011, to investigate the effects of different tillage practices and sowing methods on productivity of wheat and mungbean cropping system on silty clay loam soil. The factors consisted of tillage practices i.e. tine cultivator twice plowed (TC2), chisels plow followed by rotovator (CR), mouldboard plow followed by rotovator (MR) , disk plow followed by rotovator (DR) and tine cultivator followed by rotovator (TCR) in the main plots and sowing methods i.e. sowing with single box seed drill (SD), combined drill (CD) and broadcast (BC) in the sub plots. The performance of different tillage implements during seedbed preparation in term of soil depth of cut, wheel slippage, fuel consumption and effective field capacity were statistically significant. Maximum soil moisture content at 20 and 40 cm depth recorded with CR and MR tillage practices, while maximum soil bulk density, soil penetration resistance, at 20 and 40 cm depth, fresh and dry weed biomass were obtained in plots tilled with tine cultivator twice (TC-2). However, minimum soil penetration resistance and fresh/ dry weed biomass were obtained in plots of CR and MR tillage practices, respectively. Higher soil moisture content at 20 and 40 cm depth was observed when sowing was done with seed drill and combined drill, respectively. Data regarding wheat crop indicated that higher number of tillers m -2 (403) and grain yield (4.6 t ha -1 ) were obtained in plots tilled with disk plow followed by rotavator. Similarly, maximum biological yield (10.4 t ha -1 ) was recorded in plots that were tilled with mouldboard plow followed by rotavator. Sowing by combined seed drill resulted in higher emergence, number of tillers, straw yield and biological yield. Similarly, higher number of grains spike -1 , spike length, grain yield and harvest indices were recorded when sowing was done with seed drill. Maximum total nitrogen in soil was noted in plots tilled with tine cultivator followed by rotavator. Similarly, sowing by seed drill and combine drill recorded greater total nitrogen in soil and wheat straw. The data relating to mungbean crop indicated that chisel plow followed by rotavator resulted in higher soil moisture content at 20 and 40 cm depths, higher emergence m -2 , plant height, pod length and total nitrogen in grains. Plots tilled with tine cultivator twice delayed flowering and maturity, increase in fresh and dry weed biomass, soil bulk density at 20 and 40 cm depth and soil penetration resistance at 20 and 40 cm depths. Number of branch plant -1 , pods plant -1 , biological yield, soil total nitrogen were higher in plots tilled with moldboard plow followed by rotavator. The maximum grain yield of mungbean and soil organic matter were recorded in plots tilled with tine cultivator followed by rotavator. Similarly, maximum harvest indices and total nitrogen in straw were recorded in plots tilled with disk plow followed by rotavator. Higher emergence, plant height, pod length, hundred grain weight, grain yield, biological yield, harvest xxiindices, total soil nitrogen, and total nitrogen in mungbean grain and straw were recorded in plots sown with seed drill. Plots sown with broadcast method delayed flowering and maturity, increase fresh and dry weed biomass and greater soil bulk density at 20 and 40 cm depths. Number of branch plant -1 , pods plant -1 , soil organic matter and total nitrogen in soil were greater in plots that were sown with a combined seed drill. Economic analysis of wheat and mungbean showed that maximum net revenue of wheat was obtained with mouldboard plow followed by rotavator (MR) tillage practices and the highest net revenue of mungbean was found with tine cultivator followed by rotavator (TCR) while minimum net revenue were obtained with tine cultivator (TC-2). Similarly, sowing by seed drill (SD) and combine drill (CD) resulted in maximum net revenue as compared to broadcast (BC) sowing method. It is concluded from the studies that all tillage implements when followed by rotavator for seedbed preparation resulted better yield and net economic revenue from wheat and mungbean crops as compared to the sole used of tine cultivator plowed twice. Similarly sowing by seed drill and combined drill showed a higher grain yield and net revenue than broadcast methods.