حکیم محمد سعید دہلوی آف ہمدرد دواخانہ پاکستان کی شہادت
کس قدر ظالم ہاتھ تھے اور کس قدر درندہ صفت دل کا وہ انسان نہیں حیوان رہا ہوگا جس نے فرشتہ صفت ہستی، غریب انسانوں کامسیحا، ملک وملت کاخیرخواہ ،پوری انسانیت کی فلاح وبہبود گی چاہنے والا،شرافت کاپیکر مجسم، حکیم محمدسعید دہلوی پر گولیاں چلا کر آن کی آن میں ان کو شہید کردیا۔اناﷲ وانا الیہ راجعون۔
جیسے ہی یہ خبر عوام الناس تک پہنچی کہ کراچی پاکستان میں ہمدرد دواخانہ کے مطب سے فراغت کے بعد جب حکیم محمد سعید دہلوی اپنی کار میں بیٹھنے لگے تو کچھ نامعلوم درندوں نے ان پر اندھا دھند گولیاں چلانی شروع کردیں جس سے وہ ان کاڈرائیور اورتین ان کے ہمراہ اصحاب موقع پر جاں بحق ہوگئے ۔غم وصدمہ میں ڈوب گئے۔ اوران سب کے منہ سے ایک چیخ نکل پڑی کہ ہائیں یہ کیا ہوگیا، کیاشرافت وانسانیت کابھی قتل ہونا شروع ہوگیا ہے۔ حکیم محمدسعید دہلوی شرافت انسانیت کی جیتی جاگتی تصویر تھے، وہ بڑے وضعدار انسان تھے انہوں نے دوسروں کے آرام کے لیے اپناآرام چھوڑدیا تھا۔ان کامقصدِحیات صرف اور صرف بنی نوع آدم کی خدمت کرناتھا اٹھتے بیٹھتے سوتے جاگتے وہ انسانیت کی فلاح وبہبودگی کے کاموں ہی میں اپنے کولگائے ہوئے تھے۔
تقسیم سے پہلے وہ اوران کے برادر معظم ملک وملت کی نادررِ روزگار ہستی حکیم عبدالحمید دہلوی حفظہ اﷲ تعالیٰ متحدہ ہندوستان میں اپنے عظیم الشان کارناموں کی بدولت مشعل راہ تھے۔ مجھے ان کی وہ صحبتیں یادہیں جب قبلہ ابّا جان حضرت مفکر ملّت مفتی عتیق الرحمان عثمانیؒ اوران کے مخصوص احباب حضرت قاضی سجاد حسینؒ مولانا سعیداحمداکبرآبادی،مجاہد ملّت حضرت مولانا حفظ الرحمن وغیرہم کی قربت میں حکیم عبدالحمید صاحب دہلوی اوران کے برادرِ خوردحکیم محمدسعید دہلوی بڑے سے بڑے مسائل پرتبادلۂ خیال کرکے ان کے حل وتدارک کے لیے مستعد عمل...
The banking industry is critical to the success of any economy since it satisfies societal requirements. A bank is a financial entity that provides its clients with a variety of banking and other financial services. India's banking industry has been grappling with mounting non-performing assets. The rise of Non-Performing Assets has a significant impact on a bank's profitability. This research was undertaken in order to analyze the non-performing assets of a sample of chosen private sector banks in India. For that purpose, the researcher chose the top four private sector banks, namely HDFC bank, ICICI bank, Axis bank, and Indusland bank, based on their net sales from 2016-17 to 2020-21. To analyze non-performing assets in a selected private sector in India, gross non-performing assets (NPAs), net non-performing assets (NPAs), and net profit ratios were chosen. To test the hypothesis, the researcher employed a one-way ANOVA with a significance level of 5%. The study's primary conclusions include that HDFC bank's average GNPA and average NNPA are the lowest in the industry, while ICICI banks are the highest.
The field of corporate governance has riveted interest of researchers and financial analysts over the last three decade in Japan. In age of globalization, voluntary corporate governance codes and legal reforms are increasingly proliferated in Far East Asia, continental Europe and in emerging economies; Japan’s corporate governance reforms were undertaken with a conviction that Japan’s discredited bank-based corporate government system, a legacy of the era following the Second World War, should be replaced by a US-style corporate governance system. US-Style Corporate Governance (CG) system was chosen as Japan’s model because of the robust economic performance of the US economy. Japan’s corporate reforms have introduced new laws which emphasize shareholders’ rights and shareholder value maximization, minority shareholders’ rights, competition in the market for corporate control, and transparency and information disclosure. With strong public support, the Japanese parliament promptly passed these new laws which reflected western liberal norms. The primary objective of this dissertation is to explain the underlying changes experienced by the corporate sector due to these reforms. The continuous reforms in the financial and corporate sector have induced a change in shareholders’ investment strategy and financing approach of listed companies in Japan. The unique features of Japanese corporate sector like the existence of main bank system, cross-holdings by firms, and the dual role of banks as a financier and shareholder, the presence of strong business networks in form of vertical and horizontal Keiretsu are under reforms process. To evaluate the behavior of investors and business practices of listed firms we select 1016 firms from 2439 non-financial firms of Tokyo Stock Exchange (TSE) to explain the causes of change in ownership structure and firm’s investment strategy in short and long run especially in reforms period. Our balance panel data estimates are consistent with the hypothesis, verifying that both restructuring process and firm’s value are profoundly associated with reforms. However, our results have significance because findings of this study will guide policy maker after completion of Abenomics policies in Japan. First, market-oriented shareholders still hold lesser proportions of equity than stable shareholders but their equity positions are increased significantly due to reforms. This indicates that collective impact of ownership transfer to market-oriented shareholders will improve firm’s efficiency and payoffs of minority shareholders. Secondly, after the introduction of independent directors and the new law of information disclosure have reduced the agency cost and inside ownership, like managers and directors have significantly positive effects on firm’s value and restructuring activities. Furthermore, the control transfer to ultimate owners has a significant impact on firm’s performance and value. Consequently, the corporate reforms followed by corporate restructuring have everlasting impact on firm’s ownership, performance and investment policy