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Risk Management Practices Followed by Banks in Pakistan

Thesis Info

Author

Afsheen Shafiq

Supervisor

Muhammad Nasr

Department

Department of Management Science

Program

MS

Institute

COMSATS University Islamabad

Institute Type

Public

City

Islamabad

Province

Islamabad

Country

Pakistan

Thesis Completing Year

2009

Thesis Completion Status

Completed

Subject

Management Sciences

Language

English

Added

2021-02-17 19:49:13

Modified

2023-01-07 08:19:32

ARI ID

1676720454432

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۲۳۔ گلِ امید

گلِ امید

 الفاظ کے نشتر میری سماعتوں کو چیرتے ہوئے

میرے دل میں پیوست ہو رہے تھے

یوں لگ رہا تھا جیسے

میرے احساسات کسی راہِ پُر خار سے گزر رہے ہوں 

میری تھر تھراتی ہوئی زبان کچھ بھی کہنے سے قاصر تھی

نجانے کتنے ہی جملے زباں کی نوک تک آتے آتے دم توڑ گئے

میں حواس باختہ یوں بیٹھا تھا

جیسے کوئی بہرا…صدائوں سے بہت دور

 خیالات نے ہر چیز کو ’’لا‘‘ کے پیمانے پر رکھ دیا تھا

نطاق التصرف القانوني غير المسجل بنقل ملكية الأراضي في القانون والقضاء الفلسطيني

لا يزال البحث في موضوع العقار والحقوق التي تنشأ عليه من الموضوعات الحيوية والمهمة لدى الباحثين, ويتناول موضوع البحث نطاق التصرف القانوني في الأراضي غير المسجل لدى دائرة تسجيل الأراضي المختصة في فلسطين, ومدى نقل ملكية العقار بمثل هذا التصرف, و توضيح دلالة التصرف القانوني في القوانين المتعلقة بالأراضي المطبقة في فلسطين, وما آثار حول تفسيره من خلافاً قانونياً وقضائياً واسعاً, واتبع الباحث المنهج التحليلي للقوانين المتعلقة بالأراضي و القانون المدني الفلسطيني الجديد رقم (4) لسنة 2012, مع الاسترشاد بما وقف عليه القضاء, وتوصل الباحث لنتيجة هامة, بأن التصرف القانوني في الأراضي المملوكة غير المسجل يعتبر تصرف ابتدائي يصح أن يكون سبباً للمطالبة بالتنفيذ العيني أمام القضاء, ويجوز الحكم له بالتنفيذ العيني للعقد الغير مسجل, وأوصينا بضرورة النص في القانون المتعلق بانتقال ملكية الأراضي سواء كانت أراضي مملوكة أو غيرها, على بطلان جميع التصرفات القانونية واعتبارها باطلة بطلان مطلق, وضرورة التقيد بتسجيل هذه التصرفات أمام دائرة تسجيل الأراضي, وذلك حفاظا على الحقوق وعدم اثارت النزاعات القضائية حول ملكية العقارات, لما لها من أهمية اقتصادية في الدولة.

Laser Induced Surface Structuring of Metals Correlated With Breakdown Spectroscopy and Field Emission Properties

In this dissertation three important aspects of laser-matter interaction for four selected metals i.e. Zinc (Zn), Copper (Cu), Molybdenum (Mo) and Tungsten (W) are addressed. These aspects include: (1) Understanding of physical processes involved in laser ablation and surface structuring, (2) The role of two important laser induced plasma parameters i.e. electron temperature (Te) and electron number density (ne) for the growth of various surface structures and (3) Applications of these surface structures for enhancing the field emission properties of the selected metals.The laser induced surface structuring is performed by employing both nanosecond (ns) and femtosecond (fs) i.e. Nd:YAG (1064 nm, 10 ns , 10 Hz) and Ti: sapphire (800 nm, 30 fs , 1kHz) laser irradiation. The crater depth is investigated using optical microscope analysis. The surface morphology is explored by Scanning Electron Microscope (SEM) analysis. For the estimation of plasma parameters Laser Induced Breakdown Spectroscopy (LIBS) analysis is employed. The field emission properties are explored by using the self-designed and fabricated set-up in a diode configuration under ultrahigh vacuum condition. The whole dissertation is divided into three parts.Part A deals with the laser induced surface structuring of metals and its correlation with the plasma parameters at various irradiances ranging from 6 GW/cm2 to 50 GW/cm2.The irradiation is carried out for three metals i.e. Zn , Mo and W with low, moderate and high melting points. SEM analysis of laser ablated Zn reveals the formation of microscale ripples, wave-like ridges with cones and cavities. For Mo, large sized grains along with cavities and conical interiors, dense ridges with droplets are seen. For W, the formation of grains with pronounced cracking and large sized cones are observed. The evaluated values of Te explored by LIBS analysis vary from 5973 K to 6240 K for Zn, 6526K to 9305 K for Mo and 7800 K to 16383 K for W. Similarly The values of ne vary from 1.35861×1018 cm-3 to 1.44331×1018 cm-3 for Zn, 0.58,878 × 1018 cm-3 to 0.72,067 × 1018 cm-3for Mo and 0.46,085 × 1018 cm-3 to 0.69,679 × 1018 cm-3 for W.It is found that surface structuring of selected metals strongly depend on the laser irradiance and plasma parameters. Part B and C of the dissertation are independent and deal with ns and fs laser induced surface structuring of selected metals for the enhancement of FE properties. The part B deals with the investigation of FE properties of the ns laser irradiated Cu and W metals at four laser irradiances ranging from 13 GW/cm2to 50 GW/cm2. SEM analysis revealed the formation of ridged protrusions, localized melt pools, cones and pores for Cu, whereas, cones, grains and mounds covered with porous structures are observed for W. The Fowler-Nordheim (FN) plots are found to be linear and confirm the quantum mechanical tunneling phenomena for the structured metals. The values of turn-on field, field enhancement factor and maximum current density rangefrom 5 V/ μm to 8.5 V/ μm , 1380 to 2730and 147 μ A / cm2 to 375 μ A / cm2 for Cu and 5 V/μm to 8.5 V/μm,1300to 3490 and 107 μA/cm2 to 350 μA/cm2 for W respectively. Part C deals with the investigation of FE properties of fs laser irradiated W carried out at six different irradiances ranging from 0.2 × 1014 W/cm2 to 6.9 × 1014 W/cm2. The SEM analysis revealed particulates, grains and nanoscale ripples formation. The values of turn on field, field enhancement factor and maximum current density range from 7 to 15 V/μm, 460 to 6120 and 134 μA/cm2 to 341 μA/cm2 respectively. The obtained FE parameters are well correlated with the surface morphology and comparable to the previously reported values.Overall dissertation presents the idea that both laser irradiance and plasma parameters can provide a better control over micro/nano structuring of metals which make them potential candidate for the enhancement in the FE properties as well as other applications.