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A Comparative Analysis of Customer Awareness: Islamic Vs. Conventional Banking Products in Pakistan

Thesis Info

Access Option

External Link

Author

Umais Anwer

Institute

Virtual University of Pakistan

Institute Type

Public

City

Lahore

Province

Punjab

Country

Pakistan

Thesis Completing Year

2019

Thesis Completion Status

Completed

Subject

Software Engineering

Language

English

Link

http://vspace.vu.edu.pk/detail.aspx?id=357

Added

2021-02-17 19:49:13

Modified

2024-03-24 20:25:49

ARI ID

1676721032026

Similar


Customer awareness plays a pivotal role in developing perceptions about products and Islamic banking products are no exception. This study was aimed at performing a comparative analysis of customer awareness levels about Islamic banking products (IBPs) vs. conventional banking products (CBPs) in Pakistan. A survey was conducted by using a structured questionnaire for this purpose, with close-ended questions adapted from previous studies, using Convenience Sampling method. A total of 285 responses were recorded from walk-in banking customers in both Islamic and Conventional branches in the two cities of Lahore and Sialkot and the data was statistically analyzed in SPSS using paired samples t-Test technique to determine if a statistically significant difference existed in the awareness level towards IBPs and that of CBPs. Overall results show that the awareness level of customers regarding IBPs was lower compared to CBPs. As regards the specific products, awareness level of Musharakah and Ijara was lower than their CBP counterparts, namely Joint Venture and leasing respectively. However, no significant difference was discovered in the awareness level of Mudarabah and Murabaha in comparison to their conventional banking counterparts, namely Passive Partnership and Deferred Payment Sale. The study will be assistive in ascertaining the role of awareness in building a favorable perception about IBPs being Shariah Compliant.
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مولانا سید عنایت احمد نقوی بدایونی

ایک صاحبِ علم کی وفات
مولوی سید عنایت احمد نقوی بدایونی
آج کل ہندوستان میں جب علوم مشرقی کے واقف کے کار روز بروز کم ہورہے ہیں، کسی پرانے صاحب علم کے سانحہ ارتحال پر دلی صدمہ ہوتا ہے، جوکہ ان کی جگہ جو آئیں گے وہ اپنے قدیم علوم کے اتنے واقف بھی نہ ہوں گے۔
بدایوں ہمیشہ سے فضل و کمال کا گھر رہا ہے یہیں ایک پرانا خاندان مولینا علاؤالدین اصولی کا تھا، مولینا ممدوح الشان علم ظاہر و باطن دونوں میں ممتاز تھے، اور یہ فخر کچھ کم نہیں کہ حضرت سلطان المشائخ نظام الدین اولیاء انکے شاگردوں میں تھے، فقہ حنفی میں قدوری مولینا سے پڑھی تھی، کہتے ہیں کہ بچپن میں وہ شیخ جلال تبریزی کے فیض سے مشرف ہوئے تھے، زہد و ورع اور فقر و فاقہ کی زندگی بسر کی، مگر کسی سے نذر و ہدیہ ضرورت سے زیادہ کبھی قبول نہیں فرمایا، اصولی کے لقب سے شہرت کے یہ معنی ہیں کہ وہ اصول فقہ میں کمال رکھتے تھے، زمانہ وفات معلوم نہیں لیکن بہر حال و ہ ساتویں صدی ہجری میں تھے۔
مولینا اصولی کی مبارک یادگار اس زمانہ میں مولوی سید عنایت احمد صاحب نقوی بدایونی تھے، افسوس ہے کہ موصوف نے ابھی پچھلے مہینہ ۲۳؍ رمضان ۱۳۵۸؁ھ کو بدایوں میں وفات پائی، ان کا بڑا علمی کارنامہ علامہ کمال الدین فارسی شاگرد علامہ محمود بن مسعود شیرازی کی تنقیح المناظر کے نسخوں کی تصحیح و مقابلہ ہے، تنقیح المناظر مشہور عالم بصریات (علم المرایا و المناظر) ابن ہیثم المتونی ۴۳۰؁ھ کے وسائل علم المناظر کی تلخیص و تشریح ہے، نواب عماد الملک مرحوم جو اسلامی علوم و فنون کے اس زمانہ میں سب سے بڑے قدردان تھے، ان کو ابھی کتاب کی اشاعت کی جو مسلمانوں کی علم نور اور علم بصر کی عظیم الشان...

قواعد الترجيح المتعلقة بالنص القرآني: دراسة وصفية تطبيقية

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