ڈاکٹر عبدالعلیم
ڈاکٹر عبدالعلیم سابق وائس چانسلر مسلم یونیورسٹی علی گڑھ اور صدر اردو بورڈ دہلی کی اچانک وفات سے پورے علمی حلقہ کو دکھ ہے، ان کے خیالات کچھ بھی رہے ہوں، لیکن وہ اپنی شرافت طبع اور مرنجان مرنج رویے کی وجہ سے ہر حلقہ میں پسند کئے جاتے تھے، جہاں رہے ان کا وزن اور وقار رہا، دارالمصنفین سے ان کے تعلقات برابر خوشگوار رہے، مسلم یونیورسٹی کے عربی اور اسلامیات کے شعبوں کو ترقی دینے میں بھی ان کی خدمات برابر یاد کی جائیں گی، وہ مسلم یونیورسٹی کے وائس چانسلر بہت ہی نازک دور میں بنائے گئے، ان پر نظر انتخاب ڈاکٹر ذاکر حسین خاں مرحوم کی پڑی تھی، جو ان کو بہت محبوب رکھتے تھے، انھوں نے جامعہ ملیہ میں تعلیم پائی، ان کی وفات سے جامعہ ایک لائق فرزند علمی حلقہ ایک شریف اہل علم اور ملک ایک بہت ہی باوقار محب وطن سے محروم ہوگیا، اﷲ تبارک و تعالیٰ ان کو غریق رحمت کرے، آمین۔ (صباح الدین عبدالرحمن، مارچ ۱۹۷۶ء)
ABSTRACT: Banks charge fee on saving and current accounts or downgrade them when the balance drops below a threshold point. This could be justified in conventional banking on pure business grounds; however, it is an issue of concern in Islamic banking because of the underlying Shari’a (Islamic Law) issues in this practice. While some Islamic banks charge incidental fees, as practiced by conventional banks, on accounts with low balances, others simply stop paying profits on such savings accounts and some even downgrade them by stopping some of the free sendees. This conceptual paper addresses the Shari'a aspect of such practices in Islamic banking. The paper first presents a broader picture of Islamic banks’ practices in relation to this issue and then explores relevant Shari'a principles. The current market practices are then analyzed in light of Shari’a principles. The findings reveal that imposing restrictions/ charges on low-balance savings and current accounts are against the basic tenets ofShari’a principles. The implications of the paper are twofold. Firstly, it opens up a whole new dimension of literature in the field of Islamic banking by instigating an important untouched area. Secondly, it strongly recommends that Islamic banks reconsider their practices in this regard in order to stay viable in the long run. The paper also gives alternative recommendations for addressing the problem in a Shari’a compliant way
Seed priming is used to regulate germination and manages the seed moisture and temperature, and for this purpose, the seed is taken in the first biochemical processes at early stages of germination and is an important process to develop food crops with enhanced nutritional values. Momordica charantia is an economically important medicinal plant reported for a range of pharmaceutical and pharmacological properties. In this study, some priming treatments with optimized conditions were applied such as physical priming (50 mT/5 mm/5sec, 100 mT/5 mm/5sec, 150 mT/5 mm/5sec), bio priming with bacterial strain FD17 (24 hours, 48 hours and 72 hours), amino acids treatment (tyrosine 0.1%, 0.2% and 0.3% solution) and chemical priming with zinc sulphate (0.1%, 0.2% and 0.3% solution) to M. charantia seeds. M. charantia seeds primed with treatments, control primed and hydro primed (control with water). Plants were grown in natural environmental conditions in the field. All treatments were compared for their impacts on plant growth. To improve seedling, parameters with the help of seed priming with different priming treatments such as magnetic, bacterial, tyrosine and ZnSO4 which are cost-effective, economic, non-toxic and eco-friendly sources were also applied. All applications enhanced fruit metabolizable energy, total soluble sugars, and proteins. With minor variations, free amino acids and peroxidase activity were also improved in treated plants. Other nutritive components if not improved even showed maintenance in fruits of treated plants indicating that no treatment was with any dire risk of nutritive loss. Antiglycation activity was improved in tyrosine and bacterial strain FD17 treatment. Further, the antiglycation potential of tyrosine treated plants showed a direct correlation with vanillic acid, ferulic acid, syringic acid and sinapic acid. Whereas, FD17 primed plants for their antiglycation ability were directly correlated with coumaric acid and chlorogenic acid. Expression of a hypoglycemic polypeptide-P from treated samples was checked through quantitative Real-Time PCR (RT-qPCR) and found maximum in FD17 treated sample.