تبصرے
"تاریخِ ادبیاتِ سیالکوٹ"ایک مطالعہ
شاکر کنڈان ( سرگودھا)
دریائے چناب جوچن اور آب کا مرکب ہے ۔نیز چندرا اور بھاگا دو دریاؤں کے ملنے سے وجود میں آیا ،ایک طرف تو (چن اور آب )حسن و خوب صورتی کا استعارا ہے تو دوسری طرف(چندرا بھاگا) معنوی لحاظ سے چاند کی قسمت لیے ہوئے ہے۔ اسی لئے اسے دریائے حسن و عشق کے نام سے بھی تعبیر کیا جاتا ہے اور سب جانتے ہیں کہ حسن اور عشق لازم و ملزوم ہیں ۔ یعنی جہاں حسن ہوتا ہے وہاں عشق ہوتا ہے ۔حسن میں جمالیات اور عشق میں جمالیاتی حظ اور ذوق ہوتا ہے ۔یہ حظ اور ذوق تخلیق کا باعث بنتے ہیں ۔شاعری اور ادب چوں کہ تخلیقی عمل ہے ،لہٰذا اس سارے سلسلے کو ایک دوسرے سے جدا نہیں کیا جاسکتا۔ جہاں دریائے چناب کا تعلق ہے تو اسے دانشورانِ عصر نے بہت سوچ سمجھ کر دریائے حسن و عشق کا نام دیا ہے ۔کیوں کہ اس کے کناروں پر آباد بستیوں میں بسنے والوں کو خالقِ کائنات نے حسنِ وافر عنایت فرمایا ہے جس نے عشق کی بنیاد رکھی۔یہی حسنِ وافراور عشق ادب کی تخلیق کا باعث ٹھہرا ہے ۔ سیالکوٹ بھی دریائے چناب کے کنارے ایک ایسی ہی بستی ہے جہاں دیگر شعبہ ہائے زندگی کے ساتھ ساتھ عکسِ زندگی اور نقدِ زندگی کی بھی فراوانی ہے۔اس دھرتی پر زندگی کا عکس پیش کرنے اور زندگی کو اپنی تنقیدی صلاحیتوں سے نکھارنے والی ایسی ایسی شخصیات نے جنم لیا جو قومی اور بین الاقوامی سطح پر اس دھرتی کی پہچان بنیں ۔ان معتبر شخصیات میں سے بہت سا ذکر آپ کو ‘‘تاریخِ ادبیاتِ سیالکوٹ’’ میں پڑھنے کو ملے گا لیکن تحقیق میں چوں کہ حرفِ آخر نہیں ہوتا اس لئے اس تحقیق میں بھی کئی نام ایسے رہ گئے ہیں جن کا ادبی...
When talking about children’s abilities, they indeed cannot be separated from their educational or training background. Moreover, he has entered the working age that must have productivity in his work, especially at this time, where the era has entered the industrial revolution 4.0. The industrial revolution 4.0 is marked by the development of digitalization in various lines of life. On the one hand, the industrial revolution 4.0 had many positive impacts. However, on the other hand, as the McKinsey Global Institute states that as a result of the 4.0 industrial revolution in the next five years, there will be 52.6 million jobs that will decline and even disappear. This certainly will be a challenge for the centennial generation (children born from 1996-2011) at this time, which they have to survive with the existing conditions and situations. This paper will discuss several factors that describe and address issues such as what is meant by the centennial generation, literacy, and the urgency of literacy education for the centennial generation in the digital age. According to authors, thi is essential to discuss, given the increasingly rapid development and technological progress resulting in the loss of much work.
Effective risk management is essential for the growth and safety of the banks, either Islamic or conventional, and its importance is increasing over time, particularly after the great recession. Although risk management in Islamic banking is one of the major concerns of the sector, it is still an under-researched area of study, especially in the local context. Effective risk management in Islamic banking deserves priority attention unless the sector establishes its own genuine risk management architecture. Therefore, the study of risk management issues of the Islamic banking sector is an important but complex area, in the age of black swans, difficulties and complications.This study reviews the relevant literature on Islamic banking risk management from diverse methodological strands and synthesizes its conclusions to make an addition to the available literature. This study adopts a mixed method sequential triangulation methodology in which qualitative research is followed by quantitative research, where both research designs carry equal weight. The sample of the study consists of five full-fledged Islamic banks and sixteen conventional banks with Islamic windows in Pakistan. The study collects and analyze primary data. It is conducted in two sequential phases to achieve the study goals. Firstly, this study develops a qualitative system dynamic model by using system thinking approach to sketch causal relationships among risk management policies and various types of Islamic banking risks. For this purpose, primary data is collected from the experts of the field through semi-structured interviews. This system dynamic model provides a detailed and comprehensive explanation of the risk management structure of Pakistani Islamic banking institutions. Quantitative research is conducted in the second phase of the study to evaluate and examine some vital facets of risk management policies that are in practice in the Pakistani Islamic banking institutions. To achieve this objective, the study utilizes survey method using self-administrated questionnaires for data collection and performs descriptive statistics, regression and correlation analysis to answer the research questions. According to the results, it is vital for Islamic Banking Institutions to develop an effective risk management framework for identifying, analyzing, measuring, monitoring and controlling various important conventional and non-conventional risks. Furthermore, by considering the principles and guidelines provided by the State Bank of Pakistan, development of a rigorous and comprehensive risk management structure in the Pakistani Islamic banking Institutions is not only useful for the fulfilment of regulatory requirements, but it is also vital for the success and survival of these institutions. It should also be noted that the findings of the study have policy-making implications which could benefit regulatory bodies, academia, policymakers, practitioners, Shariah scholars and institutional stakeholders.