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Comparing the efficiency of Islamic versus conventional banking: a case stidy of Pakistan/

Thesis Info

Author

Idrees Ali Shah

Supervisor

Syed Zulfiqar Ali Shah

Department

Department of Management Sciences

Program

MS

Institute

International Islamic University

Institute Type

Public

City

Islamabad

Province

Islamabad

Country

Pakistan

Thesis Completing Year

2011

Thesis Completion Status

Completed

Page

86

Subject

Economics

Language

English

Other

Available at Dr Hamidullah Library,Islamic Research Institute, International Islamic University, Pakistan at MS 332.10962 SHC

Added

2021-02-17 19:49:13

Modified

2023-01-06 19:20:37

ARI ID

1676722467027

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حرفِ اوّل

بسم اللہ الرحمٰن الرحیم

 ڈاکٹر عبدالمنا ن چیمہ شہر ِ اقبال سیالکوٹ میں پیدا ہوئے ۔انتہائی محنت اور لگن سے اپنی ابتدائی تعلیم شہر اقبال سیالکوٹ میں مکمل کرنے کے بعد عملی زندگی کا سفر شروع کیا ۔بعدازاں اعلیٰ تعلیم کے شوق اور حصول کے لئے برادر عبدالمنان چیمہ نے یونیورسٹی آف سرگودھا کا انتخاب کیا۔2010ء میں ایم فل میں داخلہ کے لئےشاہینوں کے شہر سرگودھا کا رخ کیا۔ایم فل کے بعد 2014ء میں جامعہ سرگودھا میں پی ایچ ڈی میں داخلہ لیا۔ ڈاکٹر عبدالمنان چیمہ نے 2022ء میں "اسلام میں قدرتی وسائل و ذرائع کا تحفط اور استعمال کے اصول و آداب" کے عنوان پر میری نگرانی میں ایک انتہائی خوبصورت اور جاندار لکھ کر ڈاکٹر یٹ کی ڈگری حاصل کی ۔یہ مقالہ اپنے موضوع اورمواد کے حوالے سے انتہائی اہمیت اور انفرادیت کا حامل ہے۔انسانی زندگی کےلئے حیوانات ،نباتات اور معدنیات جیسوں وسائل کی مثلث کا پایا جانا انتہائی ناگزیر ہے۔ان کا استعمالات میں اسراف نہیں ہونا چاہئے ۔(وَّكُلُوْا وَاشْرَبُوْا وَلَا تُسْرِفُوْا-)،اللہ تعالیٰ نے تمام جانداروں کو پانی سے پیدا کیا۔( وَجَعَلْنَا مِنَ الْمَاءِ كُلَّ شَيْءٍ حَيٍّ۔القرآن)

یہ بات میرے لئے انتہائی مسرت اور خوشی کا باعث ہے کہ ڈاکٹر چیمہ نے اپنے مقالہ کو مزید بہتر بناتے ہوئے افادہ عام کے لئے کتابی شکل میں شائع کر دیا ہے۔

کتاب" قدرتی وسائل اور ان کا استعمال: اسلامی اور سائنسی علوم کے تناظر میں" کو نو ابواب میں تقسیم کیا گیا ہے۔ان میں قدرتی وسائل کا تعارف و جماعت بندی ،ماحول کا تحفظ ،آبی وسائل، معدنی وسائل،پہاڑ،قابل تجدید وسائل،نباتاتی وسائل،حیواناتی وسائل اور قدرتی وسائل کے استعمالات اور تحفظ کے اصول و آداب شامل ہیں۔اس دنیا میں ماضی اور حال میں بنی نوع انسانیت نے جتنی جنگوں کا سامنا کیا ہے۔وہ سب انہی وسائل پر قابو...

ام المؤمنین حضرت ام حبیبہ رضی اللہ تعالی عنہا: احوال و خدمات کا تحقیقی مطالعہ

Man is noblest creation in the universe. Prophets are the most honorable men among of all the human being. Hazrat Muhammad (S.A.W) is most exalted in all prophets. Those who saw the countenance in belief get the blessing from the highest status. There are eleven virtuous wives of the Prophet (S.A.W) to be the mother of whole Umma e Muslim. One of them is Hazrat Ramla (R.A), daughter of Hazrat Abu Sufyan (R.A). She is known as Umme Habiba. As a Makah’s Chief daughter she enjoys every facility. After embracing Islam she showed stead fastness and consistency in Islam. Because her first husband was Christian but she protects her faith, notions and honor. The Holy Prophet (S.A.W) give her honor for sending marriage proposal. The Negus recited the word of nikah of all the virtuous and chaste wives of the Holy Prophet (S.A.W). Hazrat Umm e Habeeba (R.A) was the greatest preacher and supporter of Islam. She was always ready and assiduous to follow the teachings of Islam; and she understand it her obligation to follow the tradition of Hadith. There are sixty five traditions attributed to her in the primary sources of Hadith, which have fundamental status on different topics. In the mentioned article, the investigatory and factual study of her conditions and services has been offered and displayed

Application of Biochar in Reducing the Levels of Pesticide Residues in Contaminated Soils and Food Crops: A Strategy to Minimize the Health Risk

Organochloride pesticides (OCPs) also known as ―endocrine disrupting‖ chemicals are one of the persistent group of contaminants in soil that has gained worldwide concerns over the past few decades. They can transferred into the vegetables grown on the contaminated soils and eventually entered the food chain. The associated risk to human health makes the remediation of pesticide-contaminated soil a crucial undertaking. This research work is divided into different parts and several experiments were conducted to achieve the proposed objectives. The first study was carried out to evaluate the concentrations of OCPs in soils and vegetables grown in selected sites of Khyber Pakhtunkhwa (KP), Pakistan. The soil and selected vegetable species including Spinacia oleracea, Raphanus sativus, Brassica rapa, Lactuca sativa, Allium cepa and Allium sativum were collected from six districts (Peshawar, Charsadda, Nowshera, Mardan, Swabi and Swat), and were analysed for selected OCPs. Results showed that the concentrations of the selected OCPs exceeded their respective maximum residue limits (MRLs) in most of the soil samples and showed great variation from site to site. In case of the studied vegetables, the most contaminated observed was Lactuca sativa (28.9 μg kg-1), followed by Raphanus sativus (26.6 μg kg-1), Spinacia oleracea (25.8 μg kg-1), Allium cepa (16.3 μg kg-1), Brassica rapa (15.6 μg kg-1), and Allium sativum (14.7 μg kg-1). Analysis of health risk revealed that incremental lifetime cancer risks (ILCR) associated with dietary exposure of Σ30OCP through vegetables consumption by adults and children were below the acceptable risk level (10-6), indicating no cancer risk to the consumers. Moreover, exposure to the endocrine disruptor and probable carcinogen heptachlor epoxide (in children only) contributes toward non-cancer risk (HQ>1) from ingestion of selected vegetables. The presence of the banned OCPs in soils and vegetables in xvi the study area indicates that these legacy chemicals are still being used illegally for agricultural purposes which may be a cause for concern. Similarly, the second study was focused on the remediation of OCP-contaminated soils, as most of the OCPs are known to be possible/suspected endocrine disruptors and carcinogenic in nature and may severely affect humans or other living biota. Therefore, a 65-d incubation experiment was conducted to investigate the efficacy of biochars on the accessibility of OCPs, and also to evaluate their influence on soil microbial community. Results indicated that despite greater persistence of OCPs in soil, the application of selected biochars significantly (p<0.01) reduced the accessibility of åOCPs in contaminated soil as compared to the control soil during 65-days incubation period. Moreover, the findings from total phospholipid acid (PLFA) and Illumina next-generation sequencing revealed that the incorporation of biochar have altered the soil microbial community structure over time. Higher abundances of Proteobacteria, Firmicutes, Gemmatimonadetes, and Actinobacteria, were found in the biochar amendments. This recommends that biochar amendment (3%) could be advantageous for sustaining soil microbial communities and may thus likely influence the eco-toxicological processes and potential accumulation of OCPs. The third study was conducted to evaluate the effects of biochar (BC), biochar-based organic fertilizer (OF) and their combination (BCOF) on the bioaccessibility and accumulation of endocrine disruptive pesticides (EDPs) into leafy vegetables (Lactuca sativa and Spinacia oleracea) grown in a contaminated soil. The results revealed that application of BCOF and OF significantly (p<0.05) decreased bioaccessible concentrations of åEDPs in leafy vegetables by 23 and 44%, respectively, BC was particularly effective and decreased åEDPs bio-accessible concentrations by 60%, as compared to control. Biomass production, however, xvii increased the most for the BCOF amendments, (with a 70% increase in crop production compared to the control soil). Moreover, the incremental lifetime cancer risk (ILCR) values for selected EDPs were significantly (p<0.01) reduced in the amended soil as compared to control. These findings suggest that OF, BCOF and BC could be useful soil amendments to minimize the EDPs bioaccessibility in a degraded soil and their subsequent exposure to humans through vegetable consumption. Likewise, to investigate the effects of different biochars on the bioaccessible fractions of OCPs in a contaminated soil and their subsequent bioaccumulation into vegetable crops a fourth study was conducted. Four different biochars, derived from sewage sludge, soybean straw, rice straw and peanut shells were applied to a pesticide-contaminated soil at 2%, and the resulting impacts were measured. The results indicated that following biochar additions, the bioaccessible fractions of OCPs in soil and their accumulation in vegetable crops significantly (p<0.01) reduced, as compared to control. Risk assessment showed that biochar amendments markedly (p<0.01) decreased the hazard quotient (HQ) indices and the incremental lifetime cancer (ILCR) values for OCPs associated with the consumption of vegetable crops. From the results of the present studies it is concluded that the application of biochar could play a promising role in enhancing microbial abundance, reducing accessibility, restricting bioaccumulation of organochlorine pesticides in vegetables and decreasing their associated human health risk.