A Sharʽiah Analysis of ʼijāra as a Financing Mode in the wake of Parallel Banking System of Bank of Khyber

The only religion Islam provides the thorough layout for human beings not only covers the spiritual needs but also shaped the materialistic desires in a better way. The most important aspect among all is the availability of proper, smooth flowing and practical financial system as it involve almost in all fields of life. Looking at the current situation and fast growing industry, Islamic Banking System emerged as solid and firm scheme for optimum utilization of finance in full conformity of Shariʽah. ʼijāra is one of the modes frequently used in Interest free banks. The Bank of Khyber claims as Parallel Banking System i.e. It practicing conventional Banking as well as Islamic Banking System. This study emphasis on analyzing the practice of ʼijāra as a financing mode in the wake of Parallel Banking system of Bank of Khyber in the light of Sharʽiah teachings and to portray the real picture of it to enhance the level of satisfaction of customer.   

Perceptions of Idp Children and Regular School Children of Class Seven About Schooling in Emergency Situations: Case Studies from Kashmore

A large number of children regularly experience educational interruption because of natural disasters. Donning and rehabilitation agencies only impart first hand educational needs as a tactical planning. However, there is an imperative need of continuous educational access to all children, and the need for resource and curricular policies to deal with frequent disruption, as well as a call for the inclusion of an emergency education practically in traditional educational policy which seems to be impractical. This study tries to unpack this notion with respect to the perceptions of IDP children and the normal school children of class seven about schooling in emergency. To understand the perceptions and hopes of the children of both the categories in comparison, qualitative research design was used with four case studies; two cases from IDP children and two from regular school children. They were voluntarily enrolled for the study. Data was collected by probing them with the help of semi-structured interviews as a data collection tool along with non-participant observation. This study has explored the perceptions of IDP children and regular school children to know their feelings about school and their future hopes in comparison with the regular students of that school where the relief camp was established. My research participants were class seven children who are actually preparing to enter into a transition phase of going to secondary level classes and they seem to have a strong understanding of their future plans and aspiration to share. The findings of the study revealed that there was a strong agreement with regard to imparting emergency education during these flood emergency days. Although the urgency was shown with some differences by both the categories, yet one thing was inevitably strong and common; the implementation of emergency education as promised in the National Education Policy 2009. There must be strategic planning to address this issue and achieve the promises made at the policy and planning level.