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Home > A Comparative Study of Islamic Banking in Pakistan: Proposing and Testing a Model

A Comparative Study of Islamic Banking in Pakistan: Proposing and Testing a Model

Thesis Info

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Author

Ashfaq Ahmad

Program

PhD

Institute

Foundation University

City

Islamabad

Province

Islamabad

Country

Pakistan

Thesis Completing Year

2009

Thesis Completion Status

Completed

Subject

International economics

Language

English

Link

http://prr.hec.gov.pk/jspui/handle/123456789/1812

Added

2021-02-17 19:49:13

Modified

2024-03-24 20:25:49

ARI ID

1676724398474

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This study examines the relationship between service quality, customer satisfaction and bank performance by conducting a comparative analysis of Islamic banks and conventional banks in Pakistan. Inception of Islamic banking in Pakistan has created multiple challenges for banking industry. Pakistani banking industry consists upon Islamic and conventional banks that are competing for more and more customers by delivery of quality services to have satisfied customers for better performance. On the basis of theoretical background, a model is proposed and tested in Pakistani environment. A structured questionnaire has been developed for the study in the light of the existing literature. Data were collected from 1440 respondents by self-administrated questionnaire by using stratified sampling. A number of tools e.g. SPSS and VPLS etc. are used for data analysis. A set of statistical techniques e.g. T-test, Regression analysis, Correlation and Structural Equation Modeling are applied by the researcher to test the hypotheses of the study. The results indicate a strong positive relationship between service quality and customer satisfaction in the banking sector of Pakistan. Findings shows that service quality and customer satisfaction have weak influence on performance of banks. The study has a number of implications for bankers, policy makers and academicians. Key Words: Islamic Bank, Conventional Bank, Riba, Service Quality, Customer Satisfaction, Bank Performance, Pakistan, Banking Sector.
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کتاب " قدرتی وسائل اور ان کا استعمال" (تعارف و تبصرہ)

کتاب " قدرتی وسائل اور ان کا استعمال" (تعارف و تبصرہ)

تبصرہ نگار:ڈاکٹر ساجد اقبال

(ایسوسی ایٹ پروفیسر۔ گورنمنٹ ڈگری کالج، بھلوال ،سرگودھا-پاکستان)

نام کتاب

قدرتی وسائل اور ان کا استعمال: اسلامی اور سائنسی علوم کے تناظر میں

مصنف

ڈاکٹرعبد المنان چیمہ

ناشر

ایشین ریسرچ انڈکس، اسلام آباد(2023)

آئی ایس بی این

9786277680060

بسم اللہ الرحمٰن الرحیم

 ڈاکٹر عبدالمنا ن چیمہ شہر ِ اقبال سیالکوٹ میں پیدا ہوئے ۔انتہائی محنت اور لگن سے اپنی ابتدائی تعلیم شہر اقبال سیالکوٹ میں مکمل کرنے کے بعد عملی زندگی کا سفر شروع کیا ۔بعدازاں اعلیٰ تعلیم کے شوق اور حصول کے لئے برادر عبدالمنان چیمہ نے یونیورسٹی آف سرگودھا کا انتخاب کیا۔2010ء میں ایم فل میں داخلہ کے لئےشاہینوں کے شہر سرگودھا کا رخ کیا۔ایم فل کے بعد 2014ء میں جامعہ سرگودھا میں پی ایچ ڈی میں داخلہ لیا۔ ڈاکٹر عبدالمنان چیمہ نے 2022ء میں "اسلام میں قدرتی وسائل و ذرائع کا تحفط اور استعمال کے اصول و آداب" کے عنوان پر میری نگرانی میں ایک انتہائی خوبصورت اور جاندار لکھ کر ڈاکٹر یٹ کی ڈگری حاصل کی ۔یہ مقالہ اپنے موضوع اورمواد کے حوالے سے انتہائی اہمیت اور انفرادیت کا حامل ہے۔انسانی زندگی کےلئے حیوانات ،نباتات اور معدنیات جیسوں وسائل کی مثلث کا پایا جانا انتہائی ناگزیر ہے۔ان کا استعمالات میں اسراف نہیں ہونا چاہئے ۔(وَّكُلُوْا وَاشْرَبُوْا وَلَا تُسْرِفُوْا-)،اللہ تعالیٰ نے تمام جانداروں کو پانی سے پیدا کیا۔( وَجَعَلْنَا مِنَ الْمَاءِ كُلَّ شَيْءٍ حَيٍّ۔القرآن)

یہ بات میرے لئے انتہائی مسرت اور خوشی کا باعث ہے کہ ڈاکٹر چیمہ نے اپنے مقالہ کو مزید بہتر بناتے ہوئے افادہ عام کے لئے کتابی شکل میں شائع...

الشھید و اقسامہ مع استعمالاتہ الخاطئتہ فی العصر الحاضر

Islamic concept about Jihad is very different as what is interpreted by the western scholars. This Jihad is not only the name of giving just his own life but to a specific purpose, which is only to create peace and to prevent cruelty and injustice in the society. There are several verses of Quran and Hadith, which explore this concept, but Islam also regulates the rules and regulation for this. To explain the misconception about Jihad, some points have been explored in this research article to guide the people effectively that how jihad should be conducted, while other activities named as “jihad” and an activist intending to take part in such activities might not be counted as a “martyr”. So the important points to be kept in mind are: · In Islam the martyr has a very great value, but in specific terms. · Martyr in Islam is not simply means of giving life. · There are some rules and regulations that must to be followed, i. E., a person must be a Muslim and his intention is only for Allah, and not for his worldly desires, and he follow the rules what Islam justified for the war. · His jihad will not be accepted without the permission of his parents or if he dies in the state of sin etc. · Islam does not allow killing innocent persons, Muslims or non-Muslims, without caring the color and caste, if he does so he would be answerable to Allah.

Genetic Analysis of Phenological and Yield Related Traits in Bread Wheat under Different Environments

World climate change requires urgent policies from the government as well as private sector in order to cope its effects on world agriculture. People involved with agriculture are more prone to this climate change as more widespread temperature extremes with unpredictable rainfall patterns causes a great loss to their crops and economies. In Pakistan, grain yield of wheat is low as it is comparatively more affected by various biotic and abiotic stresses. Amid abiotic stresses, late sowing is most important reasons for limiting wheat production in Pakistan. Development of new wheat genotypes suitable for normal and late planting is one of the foremost objective of wheat breeding programs. Present investigations were done at research area of Department of Plant Breeding and Genetics, University of Agriculture, Faisalabad. Means of the six populations i.e.: P1, P2, F1, F2, BC1 and BC2 of the 3 bread wheat crosses; (1) Aas 2011 × Lasani 2008 (2) Miraj 2008 × Punjab 2011 and (3) Bhakkar 2002 × Sehar 2006 were used to estimate genetic parameters through generation mean analysis under normal and late sowing conditions. Data was taken for the following traits viz; plant height, flag leaf area, spike length, number of tillers plant-1, peduncle length, grains number spike-1, number of spikelets spike-1, grain weight spike-1, grain yield plant-1, days to heading, days to maturity, grain filling rate, 1000 grain weight, grain filling duration and harvest index.Highly significant difference depicted by analysis of variance among parents and their generations under both sowing conditions.Generation mean analysis showed that epistatic gene effect cannot be ignored when establishing a new breeding program to improve wheat populations for late sown environment. The inheritance of all traits studied was controlled by both additive and non-additive genetic effects, with greater values of additive gene effect than the dominant one in most cases. Heritability estimates were found moderate to high. Significant positive correlation of grain weight per spike, number of grains per spike, grain filling duration, number of tillers per plant, number of spikelets per spike with grain yield per plant was observed. Grain yield per plant was observed most sensitive in cross 1 (Aas 2011 × Lasani 2008).Over all cross 2 (Miraj 2008 × Punjab 2011) has performed better in late sowing conditions.