Intelligence is an all encompassing ability of human personality with myriad implications on the overall success of life outcomes including academic achievements, professional success, quality of life and social wellbeing. The concept of right person for the right job is the real essence of ability testing and human resource induction as the evaluation of true potentials can help placement of individuals according to their intellectual functioning to improve their chances of success in life. A critical challenge, in assessment of intelligence has been the level of educational background, language proficiency and age specification. Thus, in order to develop a culture fair and culture free test, nonverbal intelligence testing has been acclaimed a psychometrically viable method in the field of intelligence testing and measurement. The present study was therefore, designed to develop a group nonverbal intelligence test for Pakistani youth with age ranges 15 to 24 years and labeled as Group Nonverbal Intelligence Test for Youth (GNVITY). Guided by the theoretical model of fluid intelligence given by Cattell in 1965, the Group Nonverbal Intelligence Test for Pakistani Youth comprised of five subtests: Matrices, Odd one out, Similarities, Series and Analogies, each subscale comprising of geometric and figurative materials; shapes, patterns, symbols and designs. In order to develop a standardized psychometrically sound group nonverbal intelligence test for the measurement of nonverbal intelligence test, four studies were planned following the methodological framework of Hinkin, Tracy, and Enz (1997) for construction of a scale. Study 1 was conducted to generate the items for GNVITY; ascertaining the difficulty level, discrimination power, and to determine the time limit for the administration of the test. In first phase, ability areas, test format and test draft was finalized. Initially 200 items were generated and 150 items were shortlisted in the light of expert opinion, qualitative and content analysis. In second phase, item analysis was carried out to estimate the difficulty level, discrimination power and distracter analysis and thus 54 items were discarded. In third phase, items with difficulty level below 0.30 and above 0.70, discrimination values lower than 0.30 and item to total correlation value less than 0.30 were discarded. This exercise resulted in the final selection of 80 items. In fourth phase, estimation of time limit was carried out and decided to be 30 minutes. xi Study 2 was conducted to find the factorial validity and reliability analysis. The principal axis factoring yielded a single factor loading for five subscales with estimated values; .764, .692, .747, .795, and .735 for Matrices, Odd one outs, Similarities, Series and Analogies suggested uni dimensionality of test. Item total correlation and matrix of correlation showed significant high positive results at p < .001. The reliability studies showed that the three reliability indices: Cronbatch alpha (.92), split half reliability (.90) and test retest reliability (.92) are highly significant at p < .001 indicating that the proposed group nonverbal intelligence test is highly reliable and consistent measure of nonverbal intelligence for the youth. Study 3 was conducted to establish the validity of group nonverbal intelligence test for youth by administering the test on 400 secondary school level students at Inter Services Selection Board (ISSB). The convergent validity was established by correlating the Group Nonverbal Intelligence Test for Youth (GNVITY) scores with Raven Standard Progressive Matrices (RSPM), Verbal Intelligence Test (VIT) and Nonverbal Intelligence Test (NVIT) being used for intelligence testing and screening of candidates for armed services. Results yielded highly positive correlation coefficients all significant at p < .001. The discrimination validity of the test was established by correlating the GNVITY scores with Individual Obstacles (IOs), a measure of physical agility and endurance used at ISSB. As anticipated, no significant results were found between the two measures. The significant high positive correlation between the students test scores and marks in their intermediate and equivalent level examinations give evidence of criterion validity. The F values for three age and grades showed highly significant results at p < .001 supported the hypothesis that there are significant differences in three groups. Study 4 was conducted to establish the norms and grading system. The test was administered on 2000 college level students all over the Pakistan. The mean score of the test was 42.82 and standard deviation was 10.341. Three types of within group norms Percentile, Standard Sores and Deviation IQ were derived and grading system was devised for interpretation of results on comparative grounds. xii Overall the findings show that test is a good measure of nonverbal intelligence for Pakistani youth. Test has good potentials for human resource induction, educational and clinical institutions for estimation of cognitive functioning of Pakistani youth. The GNVITY is relatively free from the confounding of education, language and acculturation, has group administer ability advantage and provides standardized norms for grading and interpretation of results.
The Immensely Merciful to all, The Infinitely Compassionate to everyone.
43:01 a. Ha. Mim.
43:02 a. By the Book of Divine Qur’an - clear in itself and clearly guiding to the truth.
43:03 a. Indeed, WE have made it a Qur’an in Arabic, b. so that you may understand its meaning, comprehend its demands and live your lives accordingly.
43:04 a. And, indeed, this - The Divine Qur’an - is in the Mother of the Book with US - b. it is truly exalted and full of wisdom.
43:05 a. O The Disbelievers! b. Should WE withdraw the Reminder – The Divine Qur’an - from you just because you are a people gone beyond limits in its denial? c. No. WE shall not!
43:06 a. And how many Prophets have WE assigned to the earlier people before you, O The Prophet!
43:07 a. Yet not one Prophet came to them whom they would not ridicule, b. the same way people ridicule you and your message.
43:08 a. So WE destroyed those who were more powerful in prowess, strength, and might than them, b. and thus they have become history.
43:09 a. And if indeed you were to ask them: b. ‘Who created the celestial realm and the terrestrial world?’
c. They would surely answer: d. ‘The Almighty, The All-Knowing created them.’
43:10 a. It is HE WHO made the earth a habitat for you, and b. has set pathways within it for you so that you...
Foreign Exchange trading is when you buy and sell foreign currencies to generate profit. In our age of advance technology even the virtual or digital currencies have now emerged. This entire business however is mostly based upon speculation and prediction. Even the most skilled and experienced traders face difficulty in predicting movements in currencies. Further, the value of not well established currencies can fluctuate or its exchange rate value can change any time. In view of occupying central place in the economic systems down the ages, Muslim scholars have also vehemently discussed currency, its significanc and matters relating to it in transactions. The present article reviews trading of foreign currencies from Islamic perspective in a situation when no cash is involved in the transaction. The article concludes that as the currencies in such transactions are different commodities, therefore their trade is legal.
In this thesis, we use the Optimal Homotopy Asymptotic Method (OHAM), Differential Tranform Method (DTM), Multistage Optimal Homotopy Asymptotic Method (MOHAM), Adomian decomposition method (ADM) and Homotopy analysis method (HAM) for the solution of nonlinear initial and boundary value problems for ordinary and partial differential equations. The obtained results are compared with the results obtained from these methods and numerical results. These method do not required the linearization and discritization techniques like numerical methods andestablished better accuracy at low order approximation and its accuracy increases with increase in approximation orders; it uses a flexible auxiliary function that control the convergence of the solution and convergence region can easily be adjusted. Moreover, the procedure of these method are simple, well defined, and can easily be used the recursive relations explicitly. Except from the application of these methods, we have formulated some fluid problems and its solutions have been done. The physical interpretations of the parameters are discussed in detail. The conclusion of each model is given at the end of each chapter. The convergence regions for each problem have been mentioned graphically and the convergence is discussed. Also we have developed a new scheme for namely MOHAM which gives better accuracy not even for small domain problems but works very well for large domain boundary value problems. The implementation of this scheme is almost simple as the optimal homotopy asymptotic method.To shows its effectiveness we have used it to different bench mark problems from literature and compare the results with those obtained by other method. Fordeterminationofoptimalvaluesofconstantswe usemethodofleastsquareand collocation method for OHAM and MOHAM. For HAM h curves determine the convergence region and rate of convergence. We use Mathematica 9 for symbolic computation. Most of theworkpresentedinchapters2, 3,4,and5ofthisthesishasbeen publishedin different well reputed international journals and the remaining are submitted for possible publications. The details of published/accepted/submitted are included in the list of publications.