حسن نگر کے سارے پنچھی مر جائیں گے
عکس تمھارے حشر بپا سا کر جائیں گے
ہجر وصال کے جھگڑوں سے ہم دور بہت ہیں
رقص جنوں کی رسم تو پوری کر جائیں گے
تجھ پر مرنے والوں کی تو بات ہی کیا ہے
مرتے مرتے آخر اک دن مر جائیں گے
تیری تان پہ جھومیں گے یہ سب دیوانے
اور نچھاور اپنا سب کچھ کر جائیں گے
قیس میاں کے قصے بھی ہم جانتے ہیں سب
تم سمجھے ہم عشق میں شاید ڈر جائیں گے
پاگل لڑکی شعر جنوں کا قصہ ہے سن!
کون سنے گا جب کردار مکر جائیں گے
Cards are the plastic money of current era, and Kafala by means of their warranty is little much we know about. In this article we will discuss the necessity, use and framework of Kafala for the Debit & Credit cards issued by banks and financial institutes, in the light of Qur’an and Sunnah, Ijma-e-Umma and religious researchers.
Purpose: The main objective is to check the importance of customer's personality traits in female apparel
brands sector and its effect on brand personality that ultimately effect brand loyalty. Study also investigates the
mediating role of brand personality. Methodology: A conceptual model explaining the relationship among
customer's personality traits, brand personality and brand loyalty is developed. Brand personality plays the
role of mediating variable in the model. Target population is the female customers of 11 selected female apparel
brands of Faisalabad, Pakistan. Convenience sampling technique is used and sample size is 210. Questionnaire
is used for the collection of data via using store intercept technique. Correlation and regression techniques are
used for the analysis of data. Baron and Kenny 1986 approach is used to check the mediating effect of brand
personality and for the analysis of data SPSS.19 software is used.
Findings: Results found positive relationships of extroversion, agreeableness, conscientiousness and openness
to experience customer's personality traits with brand personality and brand loyalty. Negative relationship of
neuroticism customer personality trait is found with brand personality and brand loyalty. Brand personality
fully mediates the relationship between extroversion customer's personality trait and brand loyalty. Brand
personality partially mediates the relationship between agreeableness customer's personality trait and brand
loyalty. Brand personality fully mediates the relationship between conscientiousness customer's personality
trait and brand loyalty. Brand personality partially mediates the relationship between neuroticism customer's
personality trait and brand loyalty. Brand personality also partially mediates the relationship between
openness to experience customer's personality trait and brand loyalty. Research Limitations: Further
investigation should be done by increasing sample size, including male respondents also and selecting brand
of different industry. More dependent variables like brand satisfaction, repatronage intentions and word of
mouth can be included in the model.
Managerial Implications: Research highlights the importance of customer's personality traits and brand
personality for female apparel brand managers and how brand managers can develop the personality of their
brands for developing brand loyalty.