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Home > Factors Influencing Attitude Towards the Acceptance of Islamic Banking: A Comparative Study of Selected Major Cities of Pakistan

Factors Influencing Attitude Towards the Acceptance of Islamic Banking: A Comparative Study of Selected Major Cities of Pakistan

Thesis Info

Access Option

External Link

Author

Kashif Amin

Program

PhD

Institute

Qurtuba University of Science and Information Technology

City

Peshawar

Province

KPK

Country

Pakistan

Thesis Completing Year

2016

Thesis Completion Status

Completed

Subject

Management Sciences

Language

English

Link

http://prr.hec.gov.pk/jspui/bitstream/123456789/13239/1/Kashif_Amin_Manage_Science_HSR_2016_QUSIT_DIK_16.02.2017.docx

Added

2021-02-17 19:49:13

Modified

2024-03-24 20:25:49

ARI ID

1676724713471

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Islamic banking is one of the growing sectors in Pakistan with a very bright future as evident from the literature. In order to address the issues related to Islamic banking in a better way it is important to understand the attitude and behavior of the banking customers. The current study intends to know the attitude of the customers towards the acceptance of Islamic banking in major cities of Pakistan including Peshawar, Islamabad, Lahore, and Karachi. The study also compares the level of acceptance among each city. Sequential mixed method approach has been adopted for conducting the study, in which the tilt is towards the quantitative. A sample of 1000 respondents was selected in which the distribution of the questionnaires were as per the population size of each city. The factors identified by the customers during the interview session were religious beliefs, social pressure & norms, Sharia board influence, cost benefit analysis, advertising influence, convenience of availability, and bank’s reputation. Based on these factors the researcher developed a framework. Multiple regression analysis has been applied for testing the hypothesis in which t-test, f-test and ANOVAs were used. The findings suggest that the factors religious beliefs, social pressure & norms and convenience of availability contribute the most, followed by cost benefit analysis and bank’s reputation, while the factors Sharia board influence and advertising influence contribute the least in shaping the attitude of the customers towards the acceptance of Islamic banking. Moreover, the level of acceptance for Islamic banking is higher in Peshawar and Islamabad followed by Lahore and Karachi. Furthermore, Pearson chi square test has been applied for testing the association between the demographic variables like age, gender, profession, marital status, and qualification and factors influencing attitude towards the acceptance of Islamic banking. The results show that there is a strong association between them.
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رشید احمد صدیقی

آہ! رشید احمدصدیقی
ابھی مولانا عبدالماجد دریابادی کی وفات کا غم تازہ ہی تھا کہ اردو زبان کے ایک اور صاحب کمال صاحب طرز اور صاحب فن ادیب اور انشاء پرداز یعنی یگانۂ روزگار، فخر مسلم یونیورسٹی علی گڑھ درمایۂ ناز فرزند شیراز ہند جناب رشید احمد صدیقی کی رحلت کی خبر ملی۔
دل سے لپٹ لپٹ کر غم بار بار رویا
وہ مڑیاہو ضلع جونپور کے رہنے والے تھے، علی گڑھ میں چھ سال تعلیم پائی، یہاں کے شعبۂ اردو کے صدر کی حیثیت سے سبکدوش ہوئے تو یہیں کے ہوکر رہ گئے، اس کی روایات کے رازداں، اس کی حمیت کے دیدباں، اس کی عزت کے نگہبان اور اس کی آبرو کے پاسبان بن کر ساری زندگی گزاری، وہ علی گڑھ مسلم یونیورسٹی کو ایک اہل دل مسلمان نقاش اور مصور کا شاہکار سمجھتے رہے، سیاحوں کو جو دل آویزی اور رعنائی اجنٹا اور ایلورا میں نظر آتی ہے، وہی ان کو گھر بیٹھے مسلم یونیورسٹی میں نظر آتی رہی، شاہجہاں مثمن برج میں بیٹھ کر تاج محل دیکھا کرتا، پھر اسی برج میں اس نے ایک چھوٹا سا شیشہ نصب کرا رکھا تھا، جس میں تاج محل کا پورا عکس پڑتا رہتا، رشید صاحب کے لئے علی گڑھ میں ان کا مکان ان کا مثمن برج تھا، جس کے اندورونی حصہ میں ایک خوبصورت لہلہاتا سبزہ زار تھا، اس کے بیرونی حصہ میں طرح طرح کے گلاب کے پودے لگے رہتے تھے، یہیں سے اپنے شیشہ دل میں اپنے ذہن کے تاج محل یعنی مسلم یونیورسٹی کو دیکھ کر خوش ہوتے رہتے، اب اسی تاج محل کے اندر مدفون ہیں، جس کی سرزمین نے ان کے جسدخاکی کو نہیں بلکہ مسلم یونیورسٹی کے نشاط روح، سوزسینہ اور دل بے قرار کو بڑے شوق سے اپنی آغوش میں لے لیا ہوگا، وہ جاچکے مگر اپنی...

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This article shows the Islam and its followers (Arabs) had created a civilization that played very important role on the world stage for more than a thousand years. One of the most important specific qualities of the Islamic civilization is that it is a well-balanced civilization that brought together science and faith, struck a balance between spirit and matter and did not separate this world from the Hereafter. The Islamic civilization in Spain encompasses many fields that left a profound imprint in the Iberian Peninsula and Europe. The cultural climate of Spain in the era of Muslim rule (711-1492) brought about a prospering of different aspects of science and culture. Numerous schools and libraries were established and books were procured due to which the majority of the people were literate. Literature and art flourished. Buildings were constructed and Islamic art with its specific qualities was cultivated. Because of that movement, Cordoba became the civilization capital of both Spain and the West in general. Many schools were established in it, such as medical and technical schools in addition to the general education and other vocational schools. Hospitals, chemical plants and observatories were also built.  

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