تیرے دیدار کے ہر آن مزے پاتا ہوں
دیکھنے تجھ کو تصور میں چلا جاتا ہوں
آ ہی جائے گا کبھی تجھ کو دلاسا دینے
قلبِ مضطر کو بہر طور یہ سمجھاتا ہوں
نہ بنا پائیں فسانے یہ زمانے والے
سو ترے ساتھ ملاقات سے گھبراتا ہوں
ہے خبر تم کو مجھے چھوڑ کے جانے والے
کن بہانوں سے دلِ زار کو بہلاتا ہوں
گو اکیلا ہوں بھرے شہر میں تائبؔ لیکن
اپنی تنہائی کسی یاد سے مہکاتا ہوں
This research article gives a brief introduction and analysis of five Urdu translations of the Holy Qur’ān. Qur’ānic translations are an important source of learning and understanding of Qur’ān. In Urdu the translations of the Holy Book started in late 16th Century A.D. The number of these translations is in hundreds till now, which include translations in Urdu prose and verse. The first rhymed Urdu translation of the Holy Quran was written in the last quarter of 18th Century A.D. At present these translations are in hundreds, including complete as well as partial translations. Most of the translations are in rhymed form, while some are in free verse also. In this article five complete Holy Qur’ān translations have been discussed. Main aim of the article is to introduce the poets and their translations, as well as brief analysis of the translations. The translations are; Asar Zubairi Lakhnavi's "Sehr ul Bayan", Syed Shamim Rajz's "Aab e Rawaan", Seemab Akbar Abadi's "Wahi e Manzum", Abdul Aziz Khalid's "Furqan e Javed" and Qazi Ata ullah's "Mafhoom ul Quran". This article also explains how much the poets succeeded in presenting the message of Qur’ān. The merits and demerits of the translations have been highlighted. The article concludes that poetry, specially rhymed form, is not suitable for the translations of the Holy Book.
Potential of Takāful in Pakistan: Operational and Transformational Paradigm Takāful is an Islamic way of doing insurance. It proved its viability after several Fatwās were issued by Ulama and Fiqh academies in its favour. Presently, over 100 Takāful and Re-takāful companies as well as Takāful windows under conventional insurance are operating across the world. Enhanced financial performance of selected Takāful companies has shown the growing interest in Takāful business across the world. Insurance comparison in Muslim and advanced countries as well as in the South Asian region has identified low literacy, low GDP per capita and low GDI value as the probable causes of low insurance penetration in Pakistan. Geographical spread of Takāful business and estimated future potential together with the increasing trend of insurance business indicated that potential for Takāful business exists in the country. It urges the policy makers to pay attention to global indicators that might become potential contributors to Takāful business. The study emphasizes that strengthened regulatory standards, with Sharī''ah compliance mechanism playing a central role, are essential to transform conventional insurance system and exploit the existing business potential. To further analyze which of the Takāful standards are significantly affecting Takāful practices, a survey of Takāful operators in the country indicated that reporting standards and internal controls have low level of observance in Pakistan. The survey of 150 life insurance customers revealed that majority of the respondents is unaware of Takāful concept. Level of Takāful awareness was found to be significantly associated with the education of the customers, their perceptions about Takāful and their intentions to shift to Takāful Company. Education was found to be the single important factor affecting monthly income of the respondents, their state of mind and hence their awareness about Takāful. The study identifies effective regulatory framework a critical factor for the success of Takāful business in Pakistan. A greater focus on promotion of Takāful and governance issues along with strengthened role of SECP as a regulatory authority is likely to contribute for further growth of Takāful industry in Pakistan.