Search or add a thesis

Advanced Search (Beta)
Home > Potential of Takāful in Pakistan: Operational and Transformational Paradigm

Potential of Takāful in Pakistan: Operational and Transformational Paradigm

Thesis Info

Access Option

External Link

Author

Waheed Akhter

Program

PhD

Institute

National University of Modern Languages

City

Islamabad

Province

Islamabad

Country

Pakistan

Thesis Completing Year

2009

Thesis Completion Status

Completed

Subject

Applied Sciences

Language

English

Link

http://prr.hec.gov.pk/jspui/handle/123456789/578

Added

2021-02-17 19:49:13

Modified

2024-03-24 20:25:49

ARI ID

1676726981527

Similar


Potential of Takāful in Pakistan: Operational and Transformational Paradigm Takāful is an Islamic way of doing insurance. It proved its viability after several Fatwās were issued by Ulama and Fiqh academies in its favour. Presently, over 100 Takāful and Re-takāful companies as well as Takāful windows under conventional insurance are operating across the world. Enhanced financial performance of selected Takāful companies has shown the growing interest in Takāful business across the world. Insurance comparison in Muslim and advanced countries as well as in the South Asian region has identified low literacy, low GDP per capita and low GDI value as the probable causes of low insurance penetration in Pakistan. Geographical spread of Takāful business and estimated future potential together with the increasing trend of insurance business indicated that potential for Takāful business exists in the country. It urges the policy makers to pay attention to global indicators that might become potential contributors to Takāful business. The study emphasizes that strengthened regulatory standards, with Sharī''ah compliance mechanism playing a central role, are essential to transform conventional insurance system and exploit the existing business potential. To further analyze which of the Takāful standards are significantly affecting Takāful practices, a survey of Takāful operators in the country indicated that reporting standards and internal controls have low level of observance in Pakistan. The survey of 150 life insurance customers revealed that majority of the respondents is unaware of Takāful concept. Level of Takāful awareness was found to be significantly associated with the education of the customers, their perceptions about Takāful and their intentions to shift to Takāful Company. Education was found to be the single important factor affecting monthly income of the respondents, their state of mind and hence their awareness about Takāful. The study identifies effective regulatory framework a critical factor for the success of Takāful business in Pakistan. A greater focus on promotion of Takāful and governance issues along with strengthened role of SECP as a regulatory authority is likely to contribute for further growth of Takāful industry in Pakistan.
Loading...
Loading...

Similar Books

Loading...

Similar Chapters

Loading...

Similar News

Loading...

Similar Articles

Loading...

Similar Article Headings

Loading...

آسی ضیائی رامپوری

آسی ضیائی رامپوری(۱۹۲۰ء) کا اصل نام ضیاء اﷲ خان ہے۔ آپ رامپور میں پیدا ہوئے۔ قیام پاکستان کے بعد بھارت سے ہجرت کر کے سیالکوٹ میں رہائش پذیر ہوئے۔ آپ نے علی گڑھ یونیورسٹی سے ایم۔ اے اردو اور ایل ایل بی کی اسناد حاصل کیں۔ ۱۹۴۸ء میں تعلیم سے فراغت کے بعد مرے کالج سیالکوٹ میں لیکچرار تعینات ہوئے۔ آپ ۱۹۷۷ء تک مرے کالج میں تدریسی فرائض سر انجام دیتے رہے ۔ آپ کی غزلیں ،نظمیں ،اور نعتیں’’ مرے کالج میگزین‘‘ ماہنامہ’’ ساقی‘‘ کے علاوہ سہ روزہ’’ کوثر ‘‘،’’ایشیا‘‘،ماہنامہ’’ سیارہ‘‘ ،’’چراغِ راہ‘‘،’’سلسبیل‘‘،کراچی اور مختلف روز ناموں (’’نوائے وقت‘‘ ،’’جنگ‘‘ لاہور) میں شائع ہوئیں۔(۷۳۱) دو شعری مجموعے ’’گلدستہ نعت‘‘ اور’’ رگ اندیشہ‘‘ شائع ہو چکے ہیں ۔ان کا بہت سا شعری کلام مختلف رسائل و جرائد میں بکھرا پڑا ہے۔

آسی ضیائی نے نعت اور نظم کے ساتھ ساتھ غزل بھی لکھی ہے۔ بلکہ ان کے شعری کلام میں غزل کی تعداد زیادہ ہے۔ ان کی شاعری پورے فنی لوازمات سے آراستہ و پیراستہ ہے۔ آپ کی شاعری پر حالی اور اقبال کے اثرات کو دیکھا جا سکتا ہے۔ آپ قومی و ملی شاعر ہیں۔آپ نے اپنی شاعری سے قوم و ملت کی اصلاح کاکام بھی لیا ہے۔ اﷲ اور رسولؐ کی اطاعت ،دعوت عمل،انسانی محبت آسی ضیائی کی شاعری کے اہم موضوعات ہیں:

نہ عاقبت اے واعظو ، تباہ کرو

 

خدا سے خوفزدہ خود کو بھی تو گاہ کرو

 

بنا لیا ہے جو اپنے کو تم نے بندہ نفس

 

کبھی تو نفس کو بھی بندہ الہ کرو

 

تمہارا دل ہے کہ نفرتوں کا بت خانہ

 

بدل کے اس کو محبت کی خانقاہ کرو

 

اٹھو کہ دعوت خیر العمل کی آمد ہے

 

ضمیر و...

الوحدة النصية و علاقتها بالنمط اللغوي الكبير: دراسة نظرية في ضوء اللسانيات النصية

The text is larger pattern of any language; it consists smaller units of a language. The Aristotle was among the earliest who discussed the unity of text, then letter on Arabian scholars especially philosophers started to relate it with Quranic text and analysis it according this concept; even some of them claim that the unity of Quranic text is the only reason in its “Ijaaz”. And more then that there were some others who discussed its different aspects in Arabic poetry and prose in the same time. On the other hand the western scholar studied the same “textual unity” in different ways in modern textual linguistics by defining the “unity” as a larger pattern of text. This work will discuss the all aspects of textual unit and its relations with larger pattern in the light of textual linguistics.

Multifaceted Thriving Scale Mts : Theoretical Refinement, Measurement and Construct Validation

For more than two decades, we have been observing extraordinary academic and corporate curiosity for developing sustainable organizations. Sustainable organizations means, organizations that have the capability to endure, be creative and efficient over time. These sustainable organizations aim at simultaneously satisfying the triple bottom line of economic, environmental and human performance. Scholars have emphasized on better understanding of human dimensions of sustainability for competitive advantages. To be successful in today‟s competitive and fast-paced complex environment, organizations need knowledge, skills, ideas, energy and creativity of employees at every level to grow as well as survive. Both practitioners and academicians understand that sustainability of an organization is inextricably linked with the human energy and thriving at work. Thriving is one of the most recent to receive attention in positive organizational scholarship and behavior movement. Thriving has become a well-known construct to both scholars and practitioners because it is related to many positive outcomes at workplace. However, the term and the construct of thriving is still in the development process. It has been defined in many ways in different field of studies and items and dimensions comprising different existing measures appear to be very different in content. Moreover, so far only the cognitive and affective dimensions of thriving have been explored; whereas, as per psychological sciences, each cognitive or affective element inevitably reflects or manifests itself in some form of behavior. Our conception of thriving is multidimensional, corresponding to the three dimensions: cognitive, affective and behavioral and bearing close similarity to the conceptualization of O''Leary and Ickovics, (1994), who defined thriving as “a dynamic process of adaptation, influenced by numerous individual and social factors; it emerges and changes over the life course and may be identified in behavioral, cognitive, or affective domains”. The overarching objective of the series of studies in present research was to help clarify and modify the multifaceted thriving scale by adding a third dimension to the construct of thriving, i.e. the behavorial dimension. This effort contributes to positive organizational scholarship as it allowed scale modification and development; and, scale development is a cornerstone for research in any field of study. To achieve our objectives, we first used recent literature across different disciplines to find out how thriving was being pursued; side by side, we have conducted 14 in-depth interviews to explore and access thriving and its dimensionality i.e. multifacetedness of thriving. The combined initial effort allowed us to identify and validate multifaceted construct of thriving, its dimensions and items. Subsequently, several studies have been conducted with independent samples from wide variety of industries and occupations to validate the items and factor structure of multifaceted thriving scale. We have conducted Exploratory Factor Analysis (EFA), Confirmatory Factor Analysis (CFA), Convergent and Discriminant Validity and Predicted Validity of Multifaceted Thriving Scale (MTS) with the help of three survey based studies through SPSS and AMOS. Each study provides additional validity of multifaceted thriving scale. Correlation and regression analysis were also conducted to see the incremental validity. The predominant philosophical approach that guided this study has been pragmatic, which enabled the exploration and validation through mixed method using qualitative and quantitative analytical techniques In the scale development process, at first, 54 items were generated from our extensive review of the literature and with the help of in-depth and insightful interviews at stage 1. Thereafter, content validation by a panel of 5 experts, followed by an exploratory factor analysis at stage 3, confirmatory factor analysis at stage 4, convergent and discriminant validity at stage 5, each was done on an independent sample, resulted in 23 items ascertaining and determining the three dimensions of multifaceted thriving scale (i.e. cognitive, affective and behavioral). The developed measure was internally consistent and was differentially related with other resembling constructs. Finally, at stage 6 study was conducted on an independent sample of professionals which supported the predictive validity of our multifaceted thriving scale. The study discusses the results and draws several insights to boost employees‟ thriving for positive behavioral outcomes, particularly at workplace, hence, the study provides implications for theory and practice. Limitations and future directions were discussed.