اتجاهات جديدة في نثر شوقي، دراسة موضوعية

Ahmad sh┤qi is acknowledged as king of the modern Arabic poetry for his a lot of contribution towards it. He compiled the poetry in new poetical style and introduced several varieties in which he is awarded the title of “King of the Poetry”. Beside these attempts he contributed to the contemporary prosaic arts like; novels, dramas, anecdotes, dialogues, biography, social and political issues, which is somehow appreciated by a group of writers and condemned by another for some reasons. His prose did not gain the status as compared to his status in poetry. Many aspects of his prose were analytically discussed by the scholars but the thematic trend in his prose – according to my knowledge- is not taken in research. This article focused on the issue in research with the descriptive manner and the above mentioned themes are analyzed. Wherever, there is failure occurred in the prose that is pointed out and criticized. Adding more, the literary features which saved the prose from decline somehow are put in. This research will meet the deficiency we examined in the books written down about his prosaic literature. This will also open a new door for new researchers to take the themes and extend it further.

Measurement of the Performance of Islamic Financial Institutions: An Evaluation and Analysis

Performance of banking sector is critical for the functioning of the financial system of a country as it ultimately casts impacts on economic stability and growth. Islamic banking has become substantial component of financial structure of many Muslim and non‐Muslim countries. Islamic banking in Pakistan has won remarkable market share in just a few years. While failure of conventional banks in western world has caused economic crisis in those economies, Islamic banks have proved to be robust due to their profit and loss sharing mechanism. This study is an attempt to analyze performance of Islamic banks in comparison of their conventional counterparts. This study does not apply a single performance evaluation method. It rather addresses several dimensions of performance using multiple methods like Ratio Analysis, DEA, Malmquist Index and Regression. Performance of Islamic and conventional banks is compared using parametric and non‐parametric statistical tests of significance. This study conceptualizes performance as combination of efficiency and effectiveness. Total Factor Productivity change is further decomposed into subcomponents. Tobit regression is applied to estimate determinants of change in efficiency, effectiveness and performance. This study analyzes 2004 to 2009 financial data of all the Islamic and conventional banks working in Pakistan. However, to find out determinants of profitability this study analyzes the quarterly data of Meezan Bank, which is the pioneer full‐fledged Islamic bank of Pakistan. Islamic banks outperformed conventional banks in terms of financial ratios of capital adequacy, asset quality, liquidity, asset turn over and risk. However, performance of conventional banks has been higher in terms of DEA scores of efficiency and effectiveness. Although both the types experienced decline in TFP Malmquist index, yet no significant difference in performance pointed out. Bank specific factors cause variation in efficiency whereas market specific and macroeconomic indicators affect effectiveness significantly. Liabilities, capital, overhead expenses and earning assets have positive impact on profitability. Deposits, service income and financing are inversely related with profitability of Islamic banks.