وسدی جھوک دے لوگ
اساں وسدی جھوک دے لوگ ھاسے
ساڈیاں جھمراں میلے جاگے ہن
ساڈے سارے بھاگ سھاگے ہن
ایں ہسدے وسدے ویلے وچ
ہک دھرتی جایا آیا ھا
ساکوں نندروں آنڑ جگایا ھا
او روشن سجھ امیدیں دا
او نور ھا ساڈیاں دیدیں دا
پر وقت دے اندھے آمر کوں
اونھ ویلھے دے ہک جابر کوں
ساڈا رل کے جیونڑ نی بھانڑاں
ساڈا سانجھا تھیونڑ نی بھانڑاں
او غاصب روح دیاں فصلاں دا
او قاتل ساڈیاں نسلاں دا
اونھ خوشبو کو زنجیر کیتا
ساڈے سجھ کوں آنڑ اسیر کیتا
پچھیں رات اندھاری ڈھک گئی اے
اوندیں نانویں وینڑ کریندے ھویں
اونھ نسل دی کمر وی جھک گئی اے
رل سانجھا تھیو مڑ چاھندے ہن
متاں وستیاں ساڈیاں وس پوون
متاں وستیاں ساڈیاں وس پوون
متاں جھوک تے ساول ول آوے
اینہ آس تے ھنڑ پئے جیندے ھیں
اوندا لعل بلاول ول آوے
جیے بھٹوجیے، جہانگیر مخلص
The graph of development of Islamic Banking system is increasing day by day. It deals only those transaction which are not conflict with Shari'ah. Therefor the procedure of transaction of Islamic Banking is completely different from the conventional Banking system. Murābaha (Cost plus sale) or Murābaha li al-Āamir be al-Shēraá. (Cost plus sale for the purchase orderer) is a well-known financing mood. In this mood of financing, the Islamic bank bound to buy the required goods to the orderer and to sells him at higher price than the purchase price. Islamic Banks occasionally appoints an agent to buy the goods. Sometime the Islamic Banks appoints the purchase ordere himself as an agent. In this case, the contract of Murabaha and the contract of agency should not be related to each other. When the purchase orderer buys the goods as an agent, he will inform the Bank of his purchase, and the possession of the agent will be considered as the possession of the Bank. In this way, both contracts Murābaha and Wakālah are not related to each other. After this, the Bank will offer to sell him (purchase orderer) the goods and then he will accept the offer.
In present research work four different peri-urban agricultural areas of Punjab (Gujranwala, Kasur, Lahore and Multan) were surveyed in the first phase (2012-2013). Total 138 contaminated soil samples, 131 waste water samples and 131 native plant samples were collected and analyzed. Physiochemical analysis of soil and waste water samples was done and also processed for fungal isolation. Native plants samples were analyzed for heavy metal contents (Cu, Cd, Pb and Cr). In overall assessment Pb, Cd and Cr were noticed above recommended permissible values in soil samples of all the study areas. Whereas Cu was found above the recommended permissible limits only in samples of Multan and Gujranwala as compared to Kasur and Lahore soil samples. Physiochemical analysis of wastewater samples also showed high EC, bicarbonates, chlorides and sodium in collected samples of Multan however, Kasur samples showed salinity problems. In case of heavy metals in waste water samples Pb and Cd contamination was found in all the four areas. But Cr contamination was found more in Multan and Lahore waste water samples. Native plants of Multan were found contaminated with Cd. In case of Kasur Cr was found maximum in native plant samples. Plants samples of Lahore were also showing Pb, Cu, Cr and Cd contamination. In case of fungal diversity maximum number of fungi were isolated from heavy metal contaminated samples of Multan, Kasur, Lahore and Gujranwala.