دل کے آنگن پھول کھلا ہے
پیار کی جو خوشبو دیتا ہے
سب کے جھوٹ کو سچ کہتا ہے
دیکھو وہ کتنا بھولا ہے
نقش زمانے کے بھولے ہیں
ہم کو یاد بس اک چہرہ ہے
جب سے اس نے شہر ہے چھوڑا
سونا سونا ہر رستہ ہے
کیوں ہیں تیری باتیں کرتے
ہم کو جانے کیا ملتا ہے
گھور تھکن ہے جیون رہ میں
اور کتنا رستہ رہتا ہے
دیکھو ہر شاعر کے گھر کا
اُلٹا پُلٹا سب نقشہ ہے
اور تو کیا ہے عمر کی پونجی
یادوں کا بس اک بستہ ہے
Background No review consolidating available evidence of the various interventions for preventing MERS-CoV transmission in healthcare settings has been published to inform practice. The MERS-CoV outbreak in Saudi Arabia led to wide-scale hospitalisations and, among other individuals at risk, healthcare workers (HCW) were one of the most affected groups. This study evaluates the effectiveness of various interventions implemented to prevent MERS-CoV transmission to HCW and MERS-negative patients in Saudi Arabian healthcare settings. Methods This review summarises and evaluates the effectiveness of MERS-CoV infection prevention and control (IPC) measures in Saudi Arabian hospital settings. Instead of using ‘best quality/evidence’ studies, the review has included as many relevant studies as possible. Results Various IPC measures were deemed effective. However, since no analysis of their effectiveness had been undertaken, it was not possible to determine the interventions’ level of effectiveness as applied in hospital settings. The studies appeared to rely on the assumption that the extent of MERS-CoV transmission control observed was a direct reflection of the implemented IPC measures. Conclusions Robust studies, using empirical methods, should be conducted to measure the effectiveness of the various IPC measures developed and implemented to control MERS-CoV transmission
Takaful is an Islamic way of doing insurance: It proved its viability after several Fatwas were issued by Ulama
and Fiqh academies in its favour. Presently, over 100 Takaful and Re-takaful companies as well as Takaful
windows under conventional insurance are operating across the world. Enhanced financial performance of
selected Takaful companies has shown the growing interest in Takaful business across the world. Insurance
comparison in Muslim and advanced countries as well as in the South Asian region has identified low literacy,
low GDP per capita and low GDI value as the probable causes of low insurance penetration in Pakistan.
Geographical spread of Takaful business and estimated future potential together with the increasing trend of
insurance business indicated that potential for Takaful business exists in the country. It urges the policy
makers to pay attention to global indicators that might become potential contributors to Takaful business.
The study emphasizes that strengthened regulatory standards, with Shari'ah compliance mechanism playing
a central role, are essential to transform conventional insurance system and exploit the existing business
potential. To further analyze which of the Takaful standards are significantly affecting Takaful practices, a
survey of Takaful operators in the country indicated that reporting standards and internal controls have low
level of observance in Pakistan.
The survey of 150 life insurance customers revealed that majority of the respondents is unaware of Takaful
concept. Level of Takaful awareness was found to be significantly associated with the education of the
customers, their perceptions about Takaful and their intentions to shift to Takaful Company. Education was
found to be the single important factor affecting monthly income of the respondents, their state of mind and
hence their awareness about Takaful.
The study identifies effective regulatory framework a critical factor for the success of Takaful business in
Pakistan. A greater focus on promotion of Takaful and governance issues along with strengthened role of SECP
as a regulatory authority is likely to contribute for further growth of Takaful industry in Pakistan.