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Home > The Effects of Mergers and Acquisitions on Risk Reduction, Profitability, Efficiency and Growth of Banking Sector of Pakistan

The Effects of Mergers and Acquisitions on Risk Reduction, Profitability, Efficiency and Growth of Banking Sector of Pakistan

Thesis Info

Author

Muhammad Ashraf

Department

Department of Management Sciences

Program

Mphil

Institute

National University of Modern Languages

Institute Type

Public

City

Islamabad

Province

Islamabad

Country

Pakistan

Thesis Completing Year

2011

Subject

Management Sciences

Language

English

Added

2021-02-17 19:49:13

Modified

2024-03-24 20:25:49

ARI ID

1676728774498

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This specific study has been conducted with the aim to highlight and describe the effects of mergers and acquisitions on risk reductions, profitability, efficiency and growth of banking sector of Pakistan. Ten banks operating in Pakistan having observed merger or acquisition transaction including Faysal Bank, United Bank Limited, JS Bank, Standard Chartered Bank, NIB Bank, KASB Bank, MCB Bank, Habib Metropolitan Bank, Habib Bank and Bank Alfalah have been taken as a sample. The financial analysis has been made with the help of financial ratios before and after merger or acquisition transaction to analyze the effects of the M&A activities. The paired sample T-test has been employed to verify the difference of performance of merging and acquiring banks before and after M&A transactions. It has been found out from the results of this study that merger and acquisition transactions have no significant effects upon risk reduction, profitability, efficiency and growth of banking sector of Pakistan which is consistent to the several prevailing studies.
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لازوال دوستی

لازوال دوستی

بھٹو صاحب اور جمعہ فقیر کی دوستی کی ہوشربا داستان ۔

’’میری بھٹو صاحب سے محبت یا عقیدت اس وجہ سے نہیں کہ وہ کوئی عظیم قسم کے کلاسکل سوشلسٹ یا مارکسٹ تھے البتہ یہ ضرور ہے کہ ان میں وہ تمام خوبیاں موجود تھیں جو ایک اچھے سوشلسٹ میں ہو نی چاہییں ۔اسی کو بھٹو ازم کہتے ہیں ۔اس فرق کو سمجھے بغیر آپ بھٹو صاحب کو بھی نہیں سمجھ سکتے ۔ہمارے بائیں بازو کے اچھے خاصے دانشور اس غلط فہمی کا شکار ہیں ۔‘‘

میں نے بھٹو صاحب کے چالیسویں کے موقع پر ان فقیر کو اپنی آنکھوں سے دیکھا تھا۔اس دن گڑی خدا بخش میں بھٹو صاحب کے مزار پر عوام کا بے پناہ رش تھا ۔جس کی وجہ سے میں اس فقیر کی طرف کوئی خاص توجہ نہ دے سکا ۔آج صبح یہ پوسٹ میری نظروں سے گزری تو اس فقیر کا چہرہ میری نظروں کے سامنے گھوم گیا ۔جس دوست نے اس کو فیس بک پر پوسٹ کیا ہے اس کو کل میں نے کسی بات کی وجہ سے ان فرینڈ کیا تھا ۔اس کے بعد اس نے اپنا تعارف کرایا اور مجھ سے اپنی کوتاہی پر معذرت کی ۔آج اتفاقاََ اس نوجوان کی پوسٹ میری نظرسے گزری ۔اس سندھی سے اردو میں ترجمہ شدہ متن سے کچھ غلطیاں میں نے نکال دی ہیں اور اگر مجھے اس کا مکمل متن مل جائے تو میں اس پر مزید تحقیق کر نے کی کوشش کروں گا ۔

ایک دوستی کی داستان ۔دوستی عام ہے لیکن اے دوست! دوست ملتا ہے بڑی مشکل سے ۔ لاڑکانہ میں لوگوں کو آج بھی ذوالفقار علی بھٹو اور ایک فقیر صفت درویش شخص جمعہ فقیر کی دوستی یاد ہو گی ۔یہ...

ابتكارات العلامة الزمخشري في علم البديع خلال أسلوب السؤال والجواب في تفسيره الكشاف

The Figures of Speech(ملع عيدبلا )is a Significant branch of Arabic Rhetoric. It has two kinds; Literal Aesthetic, تانسحملا ةيظفللا)) Semantic Aesthetic, (تانسحملا ةيظفللا). Both kinds are having a pivotal role in the miracle of Qurān. The Great Scholar of Rhetoric Al-Zamakhshari has mentioned many of its types to analyze the Qurānic Verses rhetorically in his exegesis Al-Kashāf. The Great Scholar Abd Al-Qāhir Al-Jurjāni did not approach the upper mentioned kinds, not for the reason of non-interference in The Qurānic miracles but he was always eager to derive new ideas in this particular field. As it is known that many former scholars have approached all kinds of the Figures of Speech in a wide range and Abd Al-Q┐hir Al-Jurjāni was dominated by his creative nature. In this article, it has been discussed widely the academic ambivalence surrounding Abd Al-Q┐hir Al-Jurjāni's lack of interest in the Figures of Speech among three modern scholars: Dr. Muhammad Ahmad Al-ķwfi, Dr. Muhammad Shwq┘ Zaif, Dr. Muhammad Ab┴ Mosā.

Gene Pyramiding for Resistance to Some Important Bacterial and Fungal Diseases in Tomato

Cultivatedtomato(Solanumlycopersicum)isreportedwithlowlevelsof genetic diversity for biotic stresses. Tomato crop meets substantial damages due to several pathogens causing serious diseases. Fungicide application and cultural practices were used to manage the disease previously. The factors includinglimitedavailabilityofcommerciallyacceptableresistantcultivar and negative environmental impact of chemical application have prompted the use of identification and use of genetic resistance to complement other practices to manage the disease. The current study was performed to determine the extent of genetic variation among the selected tomato germplasm for biotic stress and incorporation of required genetic diversity into elite lines. Germplasm comprised of 46 genotypes including cultivated varieties and advanced lines developed at Hazara Agricultural Research Station, Abbottabad, Pakistan were used in this study. Initially, 46 genotypes were screened for resistant genes for fusarium wilt (I1), late blight (Ph3), bacterial wilt (Bwr-12) and tomato yellow leaf curl virus (Ty-2). Identification of resistant gene was done using SSR markers that identified 17 genotypes bearing I1 gene conferring resistance to Fusarium wilt. SCAR marker was used to screen late blight resistance gene (Ph-3). Total of 13 genotypes were identified for Ph-3 gene. 16 genotypes were identified for Bwr-12 gene conferring resistance to bacterial wilt while 12 genotypes were identified for Ty-2 gene resistant to tomato yellow leaf curl virus. Gene pyramiding for disease resistant genes was carried out by conventional crossing of cultivated variety (Roma) and advanced line (1008) . Each of the linebeartworequiredgenesandmarkerassistedselectionwasusedto identify the target segregants until the identification of stable lines with multiplegenes.RomaexhibitresistantgenesagainstI1andPh3while advance lines (1008) had resistance against Bwr-12 and Ty-2 genes. A cross was made between these two genotypes followed by series of selection and screening till F5 generation. Stable lines by pyramiding multiple disease resistant genes I1, Ph3, Bwr-12 and Ty-2 were developed. Two lines L2P2 and L2P4 with all resistant genes were developed. After gene pyramiding, agro-morphological studies were conducted using six characters comprising vine length, fruit width, fruit length, fruit weight, number of branches per plant and number of fruits per plant. Analysis of variance followed by LSD analysis depicted significant variation among the lines developed and their parents. Line with superior traits and characters was selected and identified for yield and quality enhancement programs. Data was also recorded for agro-morphological traits of all the germplasm. The data included 25 qualitative and 14 quantitative characters. Cluster analysis revealed grouping of genotypes on the basis of similarities. A total of 46 qualitative traits were divided into six clusters comprising 9, 13, 12, 7, 4 and 1 genotype in cluster I to VI respectively. Similarly 14 quantitative traits formed five clusters comprising 2, 13, 21, 3 and 7 genotypes in Group I to V respectively. Principal Component Analysis (PCA) showed positive contributionofagronomicandfruittraits.PCAextractedfivePrinciple Components having eigen values greater than 1 and accounted for 69.83% of totalvariation.PCIexplained 25.87%of totalvariation,PCIIcontributed 40.08%, PC III accounted 52.96% while 61.80% and 69.83% was contributed by PC IV and PC V respectively.Complex pattern of association was revealed by correlation studies. Path analysis showed that selection of genotypes with multiple traits and greater equatorial fruit diameter exerts positive effects in meeting the target of yield improvement. More than 50% of enough variation was investigated in the selected germplasm, which can be employed for different vital combinations as well in future breeding programs.