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Home > Effect of Structure and Risk Management of Commercial Banks on Profitability and Socio-Economic Development: A Comparative Study of China and Pakistan.

Effect of Structure and Risk Management of Commercial Banks on Profitability and Socio-Economic Development: A Comparative Study of China and Pakistan.

Thesis Info

Author

Deng Yalan

Department

Department of Management Sciences

Program

Mphil

Institute

National University of Modern Languages

Institute Type

Public

City

Islamabad

Province

Islamabad

Country

Pakistan

Thesis Completing Year

2013

Subject

Management Sciences

Language

English

Added

2021-02-17 19:49:13

Modified

2024-03-24 20:25:49

ARI ID

1676728781345

Similar


Commercial banks operate in an environment of risk and asymmetric information. It is the structure and risk management of commercial banks that impact profitability of commercial banks. Structure is a term used to describe the number of banks and size whereas risk management involves managing non-performing loans, capital adequacy ratios and liquidity of banks. Data on a sample of 30 Chinese commercial banks and 26 Pakistan commercial banks is collected for the period of 2004 to 2010 to investigate the impact on commercial banks' profitability of the two independent variables i.e. structure and risk management between China and Pakistan. We use SPSS to estimate the models and compare the results of the two countries. The empirical results suggest that structure and risk management influence the profitability of banks. This research is useful for policy making and knowledge sharing between the two countries finance researchers.
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دیکھ انگشتِ حنائی تری، سر وارتے ہیں

دیکھ انگشتِ حنائی تری، سر وارتے ہیں
تیرے عشاق ہیں جو ہوش و نظر وارتے ہیں

پھول تکتے ہیں تجھے رنگ ہیں قرباں تجھ پر
ہفت افلاک تو سب شمس و قمر وارتے ہیں

تیرے آ جانے سے آتی ہیں بہاریں جاناں
تیرے آ جانے پہ دل بارِ دگر وارتے ہیں

وہ حدی خوان ہوں، شاعر ہوں کہ ہوں اہلِ جنوں
اک جھلک پر تری سب اپنی نظر وارتے ہیں

آنکھیں مشتاق ہیں، دل کھول کے در بیٹھا ہے
تیرے آنے پہ فضاؔ سارا ہی گھر وارتے ہیں

ڈاكٹر فضل الرحمن (م۱۹۸۸ء) کے آرا ء كا ایجابی اور سلبى پہلو

The government of General Ayub Khan (Former President of Pakistan) established an Institution in 1960, in the name of Idarah Tahqeeqat Islami (Islamic Research Institute). Dr, Fazlur Rahman, was the visiting professor at the institute remained on the rank of director of the year 1961 to 768 in seven years. And later, he serves as an advisor to the Islamic Ideology council. The writer who was published by the Institute of Islamic Research was the first editor of "Fikr-o - Nazar”. The scholars were considered as 'expertise of logic and philosophy' as 'interpretation of the Qur'an'. It is mentioned in the various verses of the Prophet (peace and blessings of Allah be upon him). The slaughtering of zakat in 'zakat' animal slaughtering 'basic laws and family planning' matters of marriage and Sunnah, such as the month of revelation, and their opinions have earned great reputation. And because of which they were accused of denying the heavenly nature of the Qur'an. Therefore, the first step towards Islamic thinking regarding the Islamic idea was to put an eye on Islamic law and religious beliefs on Islam. According to their plan, the difference between the Quranic verses and the verses and the laws of the law, is the difference. Regarding the meanings, his axis received: The beginning of the tradition and the meaning of 'the law of the law' is the word and the law. Islamic Laws' Principles Concernedly speaking about issues like Fiqh and Qa'as and al-Azai speak.

Response of Maize Zea Mays L. to Exogenous Application of Salicylic Acid under Limited Water Availability

Premise of the research- Maize occupies a reputed rank among the top cereals of the world. Drought stress alters various physiological and biochemical processes going on in the maize plants resulting into various irreparable damages to various organelles of the plant cells which ultimately causes a significant loss of yields. Various plant growth regulators are reported to have positive roles in the drought stress amelioration. However, exogenous application of SA on the maize (Zea mays L.) hybrids has been argued to have role in abiotic stress amelioration but the studies supporting the notion are scant. Methodology- Laboratory, wire-house, lysimeters and filed experiments were conducted for this study. Polyethylene glycol (PEG8000) induced water deficit conditions were imposed on eight spring maize hybrids selected from different sources for screening at germination stage. Seeds were sown in the Petri plates were applied with PEG8000 @ -0.6MPa. In the wire-house conditions same eight maize hybrids were screened at seedling stages. In this study two drought stress conditions (100% FC and 60% FC) were imposed on the maize hybrids. From these experiments two maize hybrids were selected as drought tolerant (DK-6525) and drought sensitive (NK-8711) as drought sensitive one. These two maize hybrids were then used for the dose optimization study for seed priming and foliar spray of salicylic acid (SA). In the dose optimization for seed priming with SA five treatments (No priming, hydro-priming, priming with SA @ 50 mg L-1, 100 mg L-1 and 150 mg L-1) were applied to the both maize hybrids in the normal as well as water deficit conditions. From the above study seed priming with mg L-1 gave better results. In the same way for the dose optimization of foliar spray the same experimentation was repeated as was in priming experiment. There were two moisture stress levels were selected in which no water stress conditions and water stress conditions were imposed. SA was applied at the rate of no spray, water spray, SA @ 50, 100 and 150 mg L-1. SA at the rate of 100 mg L-1 was found best of all. In the next experiment, optimum method of SA application was found, in this experiment plant were sown till their maturity. There were nine treatments in this experiment: (1) No Priming and No Spray (2) Hydro-priming (3) Priming with optimum dose of SA selected from the previous experiment (4) Water spray at vegetative growthstage (5) Foliar spray of SA at the vegetative growth stage (6) Water spray at reproductive stage (7) Foliar spray of SA at the reproductive stage (8) priming along with foliar at vegetative stage and(9) priming with SA along with foliar spray with SA at the reproductive stage. Foliar spray of SA @ 100 mg L-1 at vegetative growth stage was found more viable method. Further, another experiment was conducted to find the best time of SA application in this experiment following treatments: (1) no spray at all (2) spray with distilled water and (3) foliar spray of SA at the rate of 100 mg L-1 were applied in the four moisture stress conditions: (1) no moisture stress which was considered as control (2) moisture stress at vegetative growth stage (3) moisture stress at reproductive stage and (4) moisture stress at vegetative and reproductive stages both). Vegetative growth stage was found more responsive towards the foliar spray of SA @ 100 mg L-1. After that the above mentioned studies were checked in the field conditions for two consecutive growing seasons. In the field conditions water stress was imposed by skipping the irrigations at the vegetative growth stages, instead of applying irrigation SA was sprayed at the above mentioned rate. Control conditions were those where no spray was done at all. Agronomic parameters recorded suggested that SA was found effective in ameliorating the negative impacts of drought and ultimately an increase in the yields was observed. The same trends were observed in the next year filed experiment Conclusion- Maize hybrids were suggested to screen for their drought tolerance potential for precision agriculture and SA spray can compensate the losses water absence by improving drought tolerance and enhancement of yields.