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Home > Effect of Structure and Risk Management of Commercial Banks on Profitability and Socio-Economic Development: A Comparative Study of China and Pakistan.

Effect of Structure and Risk Management of Commercial Banks on Profitability and Socio-Economic Development: A Comparative Study of China and Pakistan.

Thesis Info

Author

Deng Yalan

Department

Department of Management Sciences

Program

Mphil

Institute

National University of Modern Languages

Institute Type

Public

City

Islamabad

Province

Islamabad

Country

Pakistan

Thesis Completing Year

2013

Subject

Management Sciences

Language

English

Added

2021-02-17 19:49:13

Modified

2024-03-24 20:25:49

ARI ID

1676728781345

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Commercial banks operate in an environment of risk and asymmetric information. It is the structure and risk management of commercial banks that impact profitability of commercial banks. Structure is a term used to describe the number of banks and size whereas risk management involves managing non-performing loans, capital adequacy ratios and liquidity of banks. Data on a sample of 30 Chinese commercial banks and 26 Pakistan commercial banks is collected for the period of 2004 to 2010 to investigate the impact on commercial banks' profitability of the two independent variables i.e. structure and risk management between China and Pakistan. We use SPSS to estimate the models and compare the results of the two countries. The empirical results suggest that structure and risk management influence the profitability of banks. This research is useful for policy making and knowledge sharing between the two countries finance researchers.
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شاہ نادر خان

شاہ نادر خان
حادثۂ افغانستان
اکتوبر ۱۹۳۳؁ء میں افغانستان کو جاتے ہوئے، نومبر کے لئے جب میں شذرات قلمبند کررہا تھا تو یہ خیال نہ تھا کہ میری واپسی اس قدر جلد ہوگی اور اسی طرح ۳۰؍ اکتوبر کی صبح کو کابل سے روانہ ہوتے ہوئے یہ خیال بھی نہ تھا کہ ۸؍ نومبر ۱۹۳۳؁ء کو سہ پہر کو افغانستان میں یہ عظیم الشان واقعہ پیش آئے گا، ۳؍ نومبر کی رات کو غزنین و قندھار و چمن ہوکر میں اور ڈاکٹر سر اقبال کوئٹہ پہنچے اور میں ملتان میں دو روز ٹھہر کر ۸ کی دوپہر کو لکھنؤ پہنچا اور ۹ کی صبح کو شاہ نادر خاں کی شہادت کی وہ خبر سنی جس کا وہم و گمان بھی نہ تھا۔
افغانستان کی سرزمین ناگہانی سیاسی واقعات کے ظہور کے لیے ہمیشہ سے مشہور ہے، مگر آج جب دشمن ہر قدم پر کمین میں ہیں، اس قسم کے واقعہ کا پیش آنا حد درجہ افسوسناک ہے، افسوس اشخاص کی حیات و موت کا اتنا نہیں، جتنا افغان قوم کی حیات و موت کا ہے۔
ہم کو معلوم ہے کہ اس وقت ملک کی ترقی کے لئے وہاں کیا کیا تدابیر زیر غور تھیں، مگر افسوس کہ واقعات نے اب نیا پہلو بدلا ہے تاہم ہم کو امید ہے کہ موجودہ کار فرمایان حکومت کی دانشمندی سے مصیبت کی وہ بلائیں افغانستان کے سرسے دور ہوجائیں گی، جو اس وقت منڈلا رہی ہیں۔
دعا ہے کہ شاہ شہید کو مغفرت اور ملک کو امن و امان نصیب ہو۔
(سید سلیمان ندوی، نومبر ۱۹۳۳ء)

 

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The Role of Pakistani English Newspapers in Promoting the Pakistani Variety of English

The Role of Pakistani English Newspapers in Promoting the Pakistani Variety of English Pakistani English is heavily influenced by both Pakistani languages and indigenous cultures of Pakistan. It has developed its own grammatical and lexical features that are fairly different from those of Standard British English. Many linguists studying Pakistani variety of English language have focused on Pakistani English newspapers as an important source of data since they can provide a documented proof of the differences from the standard norms. It is relatively a new idea to identify the role of English newspapers, which can be determined only if the influence of the language of the newspapers is reflected in the writing of its readership. For this purpose, the present expost facto, causal comparative research was conducted to find the impact of language of the newspapers on its readership. The research consists of two phases: in the first phase a Survey conducted and in the second phase a Written Test was dispensed. The survey was conducted by the researcher through a simple questionnaire and those males and females who were used to reading any one of these newspapers and having no other reading habit were selected as sample of the research. In the second phase, an open book written test was given to the selected sample to find deviations in their language. It was found that the deviations from the native norms which have been regular feature of English newspapers published in Pakistan are reflected in the language of the readers of theses newspapers. Thus, the result justifies the role of English newspapers in promotion of the deviations which have been identified as a sign of a new variety of English.