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Home > The Relationship Between Behavioral Biases and Financial Well Being: Exploring Channels and Conditions in Pakistan.

The Relationship Between Behavioral Biases and Financial Well Being: Exploring Channels and Conditions in Pakistan.

Thesis Info

Author

Khalil-Ur-Rehman

Supervisor

Hameeda Akhter

Program

PhD

Institute

International Islamic University

Institute Type

Public

City

Islamabad

Country

Pakistan

Degree End Year

2021

Thesis Completion Status

Completed

Subject

Management Sciences

Language

English

Added

2021-07-10 09:07:24

Modified

2023-01-06 19:20:37

ARI ID

1676729723216

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ہر رگِ جاں سے پکار آئی ترےؐ آنے سے


ہر رگِ جاں سے پکار آئی ، ترےؐ آنے سے
’’دل کی دنیا میں بہار آئی ترےؐ آنے سے‘‘

شانۂ زیست پہ جو بوجھ تھا گمراہی کا
بوجھ اپنا وہ اُتار آئی ، ترےؐ آنے سے

زلفِ ہستی میں تھی صدیوں سے غضب کی اُلجھن
خود کو وہ آج سنوار آئی ، ترےؐ آنے سے

ابنِ آدمؑ کو ملا نورِ ہدایت کا چراغ
روشنی جب سوئے غار آئی ، ترےؐ آنے سے

وہ جو عرفانؔ ! بھنور میں تھے پریشان بہت
اُن کی کشتی بھی ہے پار آئی ، ترےؐ آنے سے

علماء اہلسنت (بریلوی) کی تفاسیر کا اسلوب بیان: ایک جائزہ

The Holy Quran is the first and very important source of Islamic Law. This book was revealed in Arabic language. When Islam spread over the Subcontinent with the passage of time then It was needed to translate this book in the regional languages for the better understanding of Allah's message. The people of this era could not understand the real teaching of Quran without its translation. The Ulema e Ahlesunat (Barelvi) school of thought took participation in the field of Tafseer to convey this holy message to the people of Subcontinent. The intellectual efforts of the scholars of the Ahlesunat (Barelvi) thoughts can be found in every field of Islamic teaching. These Ulema extended their contributions in Islamic teaching through illustration of the Quran. They wrote translations of the Quran in different ages and tried to solve the problems which were raised in this era about Islamic teaching. In this research article the authors analyzed the style of selected Mofasereen of the Ahlesunat( Barelvi's )school of thought

Determination and Reduction of Aflatoxins by Gamma Irradiation in Wheat, Maize and Rice

Cereals grown world-wide are used as staple food. Due to high temperature, humidity and non-scientific storage prevail the growth of certain species belong to family Aspergillus. Mycotoxins are small (MW ~700), toxic chemical products formed as secondary metabolites by fungal species that readily settle on crops and infect them with toxins in the field or after harvest, during transport and storage. These compounds cause a potential threat to human and animal health through the intake of food products prepared from these commodities. Generally, crops that are stored for more than a few days become a potential target for mould growth and mycotoxin formation. Mycotoxins can occur both in temperate and tropical regions of the world, depending on the species of fungi. The extraction, clean up and analysis methodology for aflatoxins in cereals (maize, rice and wheat) were validated and found it efficient and good in respect of recovery, reproducibility, repeatability, resolution and cost-effective. The extraction solvent (acetonitrile and water) gave ≥ 85% recovery in spiked cereal samples using MycoSep-226 column. The sensitivity (LOD) of HPLC- FLD was higher as compared to HPLC-UV-Vis after derivatization of sample extract with trifluoroacetic acid (TFA). The collected cereals samples from Faisalabad Division, Pakistan exhibited high level of aflatoxins but after treatment with γ-irradiation, more than 95% reduction in AFB 1 and ≥ 97% in Total (∑AFB 1 , AFB 2 , AFG 1 and AFG 2 ) were observed at a dose of 6 kGy. Significant affect of radiation was found in wheat samples because substantial reduction (≥ 95%) was found in AFB 1 and total aflatoxins at high dose of radiation. The level of aflatoxin contamination was far behind that the recommended limits of EU and FDA, USA. From the results it is evident that γ- irradiation is a good technology to remove contaminants like aflatoxins from cereal commodities. The food quality of irradiated cereals was evaluated to study any chemical change in protein (amino acids), fatty acid composition and fungal biomass using different methods. The total biomass (CFU/g) showed linearity behaviour as increasing the dose level of gamma irradiation. In some samples of cereals, no microflora (fungi) was observed after 72 hrs. of incubation. The fatty acidcomposition revealed that linolenic acid and oleic acid showed decrease whereas no significant change was found in other fatty acids. The unsaturated and poly unsaturated fatty acids remained same after γ-irradiation exposure. The amino acids profile showed that leucine, lysine, tryptophane and valine increased while methionine, phenylalanine and threonine decreased in composition as increased the dose level of exposure of gamma irradiation. Overall no major difference was observed in any essential amino acids. The permanent use of contaminated cereals in the area may pose certain diseases like hepatitis, cancer of liver or effect of other major organs of the human body.