پاکستان سے محبت
نحمدہ ونصلی علی رسولہ الکریم امّا بعد فاعوذ بااللہ من الشیطن الرجیم
بسم اللہ الرحمن الرحیم
معزز اسا تذہ کرام اور میرے ہم مکتب ساتھیو!
آج مجھے جس موضوع پر لب کشائی کی دعوت دی گئی ہے وہ ہے:’’پاکستان سے محبت ‘‘
صدرِذی وقار!
محبت ایک ایسا لفظ ہے جس کے معانی کی خوشبو سے گردونواح کی فضاء معطر ہو جاتی ہے، جس کی بارش کے قطرے نفرت، حسد، بغض کی دھول کو ختم کر کے نکھار پیدا کر دیتے ہیں، جس سے معاشرے میں موجود عداوت ، عصبیت ، اقرباء پروری کے کھلیانوں میں موجود غلاظت کے ڈھیروں سے اُٹھنے والی سرانڈ کاو جود ختم ہو جاتا ہے ،محبت کی آبیاری سے نشوونما پانے والے گلستان جنت کا نمونہ پیش کرنا شروع کر دیتے ہیں اور ہر سو سبزہ ہی سبزہ نظر آتا ہے جو ایک نیک شگون تصور کیا جا تا ہے۔
جنابِ صدر!
میں پاکستان سے محبت کیوں نہ کروں!یہ تو میرے آباؤ اجداد کی کاوش ہے، میں اس کے گلی کوچوں کو حرز جاں کیوں نہ بناؤں یہ تو میرے اسلاف نے اپنی جانوں کا نذرانہ پیش کر کے حاصل کیا ہے، مجھے اس کی فضاؤں سے، مجھے اس کی ہواؤں سے، مجھے اس کے گلستانوں سے، مجھے اس کے بیابا نوں سے، مجھے اس کے کھیتوں کھلیانوں سے، الغرض مجھے اس کے ذرے ذرے سے پیار ہے۔
معزز سامعین!
پاکستان میراوطن ہے، پاکستان میر ا دیں ہے، پاکستان میرا گھر ہے، پاکستان کی مٹی مجھے جان سے بھی زیادہ عزیز ہے، ایسا کیوں نہ ہو، میں مسلمان ہوں میرا ایمان ہے کہ وطن کی محبت ایمان سے ہے۔ وطن سے محبت کر کے، پاکستان سے محبت کر کے جہاں میں بحثیت انسان اپنا فرض ادا کر رہا ہوں وہاں اپنادینی فریضہ بھی پورا کر...
The existing study sheds light on the Shariah principles as laid down by the holy Prophet to eliminate the contemporary scourge of extremism. In fact, this scourge has won international significance which does not belong to a specific society, class, language or place. It is found in different forms in different societies. It is imperative for the formation of rules to curtail and exterminate in the light of the teachings of the Holy Prophet (P.B.U.H.) which could accrue results having long-lasting impacts on religious affairs as Islamic Shariah emphasizes for broadmindedness to discourages its growth. Islamic Shariah has insisted upon avoiding every kind of extremism and fanaticism. It has further scared man from the effect of such extremism. To eliminate extremism, teachings of the Holy Quran and the Holy Prophet (P.B.U.H.) be made common which teach us respect of mankind and protection of life and property. The last sermon of the Holy Prophet (P.B.U.H.), which is the essence of the principles of his (P.B.U.H.) teachings, may be a foundation to provide guidelines for it. The following article is an attempt to streamline this address for the elimination of this scourge
Effective risk management is essential for the growth and safety of the banks, either Islamic or conventional, and its importance is increasing over time, particularly after the great recession. Although risk management in Islamic banking is one of the major concerns of the sector, it is still an under-researched area of study, especially in the local context. Effective risk management in Islamic banking deserves priority attention unless the sector establishes its own genuine risk management architecture. Therefore, the study of risk management issues of the Islamic banking sector is an important but complex area, in the age of black swans, difficulties and complications.This study reviews the relevant literature on Islamic banking risk management from diverse methodological strands and synthesizes its conclusions to make an addition to the available literature. This study adopts a mixed method sequential triangulation methodology in which qualitative research is followed by quantitative research, where both research designs carry equal weight. The sample of the study consists of five full-fledged Islamic banks and sixteen conventional banks with Islamic windows in Pakistan. The study collects and analyze primary data. It is conducted in two sequential phases to achieve the study goals. Firstly, this study develops a qualitative system dynamic model by using system thinking approach to sketch causal relationships among risk management policies and various types of Islamic banking risks. For this purpose, primary data is collected from the experts of the field through semi-structured interviews. This system dynamic model provides a detailed and comprehensive explanation of the risk management structure of Pakistani Islamic banking institutions. Quantitative research is conducted in the second phase of the study to evaluate and examine some vital facets of risk management policies that are in practice in the Pakistani Islamic banking institutions. To achieve this objective, the study utilizes survey method using self-administrated questionnaires for data collection and performs descriptive statistics, regression and correlation analysis to answer the research questions. According to the results, it is vital for Islamic Banking Institutions to develop an effective risk management framework for identifying, analyzing, measuring, monitoring and controlling various important conventional and non-conventional risks. Furthermore, by considering the principles and guidelines provided by the State Bank of Pakistan, development of a rigorous and comprehensive risk management structure in the Pakistani Islamic banking Institutions is not only useful for the fulfilment of regulatory requirements, but it is also vital for the success and survival of these institutions. It should also be noted that the findings of the study have policy-making implications which could benefit regulatory bodies, academia, policymakers, practitioners, Shariah scholars and institutional stakeholders.