Analisis Budaya dalam Pembelian Perabotan Rumah Tangga secara Kredit Pada Keluarga Mampu di Desa Buatan II menurut Perspektif Ekonomi Syariah

This research is motivated by the large number of well-off families who still buy household furniture on credit in Artificial Village II. This makes researchers interested in researching further the reasons why families are able to still buy goods on credit. The problem studied is how cultural factors influence the purchase of household furniture on credit among well-off families and what is the opinion of Sharia Economics regarding rich families who use credit to buy furniture for their homes. Field research uses qualitative field methods The data required for this situation is the buyer (well-off family) and seller who completed the credit trade exchange in Artificial Village II. Observations, interviews and documentation were used to obtain data. Analysis of qualitative descriptive data from this research reveals that cultural factors are the main reason why people in Artificial Village II can buy household furniture on credit. Many people in Artificial Village II do not understand what cultural factors exist in society, so without realizing it, culture is the main cause of people buying goods on credit. Islam does not forbid this strategy of buying and selling on credit because it can make it easier for people to get the goods they need because they don't need to spend money for it. That the support and conditions framed by Islam should be adhered to in carrying out trade exchanges to ensure harmony between associations and arrangements without any pressure.

Facilitating Creative Writing Story Writing in English Using Concrete Materials

Creative writing, being an imaginary task, goes hand in hand with imagination; whereas imagination requires some means to be triggered in the first place. Thus, this case study research in the qualitative paradigm, with a strong belief in multimodality, tries to see how three dimensional concrete materials can be utilised in triggering imagination to develop imaginary stories – one genre under creative writing. With special reference to the National Curriculum for English Language 2006, Grade 6 classroom of a community-based school in Chitral, a rural context of Pakistan, served as a single entity for exploration into the phenomenon of using concrete materials as triggers to inspire creative writing. Analyses of data collected through interviews with the English teacher, focus group discussion with Grade 6 students, observations and collaborative action plan show that concrete materials do have the potential to motivate, inspire and provide raw material to activate the imagination and thus facilitate story writing. The study also finds out certain conditions which play a significant role in the process such as relaxation for the use of students’ native language to compensate for their lack of proficiency in English, treating grammatical and other linguistic errors as learning steps, teacher’s scaffolding assistance and existence of student-centred teaching.